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Viewing the '$$$ Budget & Bills' Category

11th Monthly Financial Summery for 2013

December 21st, 2013 at 01:51 am

11th Monthly Financial Summery for 2013
Here is my Financial Summery for November period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my review for last month's budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$27.40
Groceries===$125=== =$176.51
Non-Food===$15=====$10.00
Clothes ====$35
Grooming===$20
Gas======$20=======$72.55
HH items===$40=======$8.00
Fares== ====$15 ======$10.00
Entrainments== $15
Garden =====$15 =====$9.50
Gifts & Donations ==$35 ===$11.50
Medical & Diabetes Expenses ===$70====$1268.10
Misc ======$10
Personal Allowance =$90 ===$83.38

Note only one amount is a No Spend

No Spending Days 10 of 28 days

Budgeted for this period $550 spent ($1667.44-$1260) under by $142.56 on general spending.

My dentist bill was an out of pocket expense of $1260 which I had been saving for a while.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $1685.00 this period.

Grocery allotment $125 for each period it was over by $51.51 this period .

Strategy - Do remember what you have stored before you go and buy more of the same.

10th Monthly Financial Summery for 2013

December 21st, 2013 at 01:48 am

Here is my Financial Summery for October period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my review for last month's budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$37.00
Groceries===$125=== =$66.22
Non-Food===$15
Clothes ====$35=====$8.00
Grooming===$20
Gas======$20
HH items===$40=======$35.00
Fares== ====$15 ======$10.00
Entrainments== $15
Garden =====$15 =====$9.50
Gifts & Donations ==$35 ===$24.20
Medical & Diabetes Expenses ===$70====$5.90
Misc ======$10===========$2.00
Personal Allowance =$90 ===$118.70

Note only one amount is a No Spend

Budgeted for this period $550 spent $316.52 under by $290.41

No Spending Days 11 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

** 3 year subscription to Diabetic living $87.00 - 39%off @ $4.83 per copy (RRP $7.95 x 18 copies)

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $2053.00 this period.

Grocery allotment $125 for each period it was under by $58.78 this period.

You can see that I am saving for something! A dentist bill that is will show up in period 11.

Strategy - Do remember what you have stored before you go and buy more of the same.

Finally catching up with my Financial Summaries for 2013

December 20th, 2013 at 12:24 pm

I have three of them to post before the end of the year so be ready for a flood of data coming your way.

As for the pantry, the putting back is on hole for now as I need to do some painting before I finish that job.

Will post tonight my summaries.

Ninth Monthly Financial Summery for 2013

October 21st, 2013 at 01:55 am

Here is my Financial Summery for August-Sept period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my review for last month's budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$36.30
Groceries===$125=== =$86.37
Non-Food===$15====$19.95
Clothes ====$35
Grooming===$20
Gas======$20
HH items===$40=======$59.30
Fares== ====$15
Entrainments== $15
Garden =====$15 =====$2.00
Gifts & Donations ==$35 ===$5.50
Medical & Diabetes Expenses ===$70====$42.34
Misc ======$10
Personal Allowance =$90 ===$38.65

Note only one amount is a No Spend

Budgeted for this period $550 spent $290.41 under by $259.59

No Spending Days 14 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $85.00 this period.
Grocery allotment $125 for each period under by $38.63 this period
You can see that I am saving for something! A dentist bill that is will show up in period 11.
Strategy - Do remember what you have stored before you go and buy more of the same.

Eight Monthly Financial Summery for 2013

September 7th, 2013 at 01:12 am

Here is my Financial Summery for July -August period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my first review for last month's budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$32.09
Groceries===$125=== =$152.79
Non-Food===$15====$4.00
Clothes ====$35
Grooming===$20=====$19.00
Gas======$20=======$36.95
HH items===$40=======$8.00
Fares== ====$15 ====$40
Entrainments== $15 ====$50.00
Garden =====$15 =====$14.00
Gifts & Donations ==$35 ===$13.00
Medical & Diabetes Expenses ===$70====$146.60
Misc ======$10
Personal Allowance =$90 ===$32.36

Note only one amount is a No Spend

Budgeted for this period $550 spent $525.19 under by $24.81

No Spending Days 13 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $33.00
Grocery allotment $125 for each period over by $27.79 this period
This period we had our EKKA show and I went for one day only this year plus a visit to the eye specialist and now need to see him yearly.

Strategy - Do remember what you have stored before you go and buy more of the same.

Seventh Monthly Financial Summery for 2013

August 26th, 2013 at 01:50 am

Here is my Financial Summery for June - July period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my first review for last month's budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$34.05
Groceries===$125=== =$105.74
Non-Food===$15 ====$4.60
Clothes ====$35=====$2.00
Grooming===$20
Gas======$20
HH items===$40=======$3.00
Fares== ====$15 ====$10
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35 ====$2.00
Medical & Diabetes Expenses ===$70====$146.60
Misc ======$10
Personal Allowance =$90 ===$63.95

Note only one amount is a No Spend

Budgeted for this period $550 spent $371.74 under by $178.26

No Spending Days 13 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $480.00
Grocery allotment $125 for each period under by $19.26 this period

Strategy - Do remember what you have stored before you go and buy more of the same.

Cost of living is going up here.

August 5th, 2013 at 01:11 am

With each bill rising, some by $36.67 per month, I think I will need to add an extra amount on to annual bill money and find saving elsewhere. That can only be from my daily living allowance area. By how much I will have to wait and see but it s over $700 for the year so far!

My last water bill was $148.25 but my water usage per was $4.80 for the quarter or 17 KL of water, not a lot by any standard, on this bill you have sewage charges too! Power has gone up by 22% on the last year. I have some solar panels so my cost are less than the norm but it will go up somewhat too! The list goes on so I will budget for around $1000 extra and put aside any extra for next year s hikes.

Today I had a senior coffee for free and penny pitcher Carmel Sundae for $1.20 at full price these would have cost about $6.40 for both, I ended up paying only $1.20 for the Sundae.

Spending on My Car only

July 21st, 2013 at 10:15 pm

Well today I finely got to the mechanic to get my car seen too! It was due for an minor service this month so I rang up an booked it in to be looked at as I was having a feeling that my brakes weren't a 100% which turns out I was right, being told they were ok! I had a leak in rear wheels, drums replaced, its why they weren’t finding the problem.

So bill came to $562.26 and got discount $190 [via my service voucher, I got earlier this year] on $353.25 all up. They also drop me home and came and picked me as well! After I did fill my car up with petrol costing $36.95 for 25 litres its $1.51.5 litre here at the moment was $1.66.5 on the weekend. So an expensive day car wise of $390.20.

Spent on nothing else today.

No Spending Days

July 14th, 2013 at 12:04 am

Having a quiet weekend here! I have spent nothing over this weekend, on Friday I went up and paid my Rates which has gone up like most bills this one by $10.00 per quarter, and I bought a Sundae at the fast food outlet here ďHungary Jacks ď as they are have a penny pitcher specials at the moment. So I got a sundae for $1.20 instead around $3.25. One threat once in a while is ok in my book.

So far I have had eleven No spend days so far this period and still have one week to go! I have been spending time on my computer and working on a craft project as all is not lost time wise.