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Archive for September, 2006

Lunch with friend

September 30th, 2006 at 11:37 am

A Free lunch at DF-M place, she is having a BBQ lunch and has invited me down to it. Just the two of us. Fillet steak and Italian salad with broad beans salad as well. Very nice!

Balancing the budget as I check my budget every 2 weeks bring it up to date. Keeping me on my toes with whatís happening with my money and keeping me focus on this challenge too! All money transfers are done at these times too!

BREAKFAST Muesli & Milk Coffee
LUNCH BBQ steak & salad *
DINNER Thai Satay Chicken with Steamed Rice & Green Tea
SNACK Yogurt & LSA

Shopping again!

September 29th, 2006 at 01:03 am

Today was a quite day up until DF-D rang asked if I would like to go shopping with her. Going shopping with other people does have its perks and drawbacks too! I always end up buying something when I do go with shopping with them! Today I bought a few things today was no different biscuits, oat bran, tub of yogurt, & wool wash that was on special, saving $3.45. I got my pin money again too! When we came home DF-D invited me to have dinner with them. It was leftover come again chicken & rice dish baked with white sauce topping and a salad. My friend is very inventive and never cooks anything the same twice.

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers with Cream Cheese & Herbs Fruit Coffee
DINNER (Visiting eating out dining on Leftovers)

Todayís Full price Tally $8.93
Todayís Savings - $ 3.45
2006 Total $-t-r-e-t-c-h Savings Tally $6362.71

Car Service & Rust Proofing

September 27th, 2006 at 11:06 pm

In this morning mail came credit card statement & my tax cheque refund $100, I am happy with that one. I donít pay tax but I do have some shares which why I got a refund.

I checked my bank account to make sure that I had enough to pay the car service that order today as well as rust proofing on my car. I put my car in first thing this morning and pick it up at lunchtime today. Paying $103.95 for the service on my debit card and putting the rust proof on CC. Cost $595, which I will pay off before the end of October when the interest free days run out. This little job I did promised my self when I bought the car back in February. Bus fare of $1.10 saving $1.10 to go back to car dealerís as they drove me home instead of waiting 3 hours for the car.

While I was out I went to the bank & supermarket nearby. I banked the Tax cheque and got another one for the another mail order that I am sending for this month costing $62.35 saving a lot (I will tally saving when it arrives.) Groceries & pet litter costing $11.40 saving $3.40.

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers with Cream Cheese & Herbs, Fruit Coffee
DINNER Devilled Sausages with Garlic Focaccia Bread

Todayís Full price Tally $772.70
Todayís Savings - $104.40
2006 Total $-t-r-e-t-c-h Savings Tally $6359.26

Medical trip to the city today.

September 27th, 2006 at 01:10 am

First itís was off to the Chiro which I have prepaid all my visits until next year, but I get my refund when I have the treatment each time. Refund of $19.40.

I had lunch at McDonaldís today, Thai chicken roll & coffee $5.45 saving $1.50 on the coffee with senior discount card.

Then off to see my doctor for a check up as itís a while since I have seen him, and asked for half yearly blood checks to be done and blood pressure check as I have low blood pressure. I got names of Dermatologists to ring for appointment, which I will get a referral when I see him next week. I remembered to tell him that I have a hearing aid now. He has just come back from trip to Europe. As a pensioner I get this visit FREE too! Saving $30.00

BREAKFAST Muesli & Milk Coffee
LUNCH lunch out *
DINNER Pumpkin & Lentil Stew with Garlic Focaccia Bread

Todayís Full price Tally $35.45*
Todayís Savings - $50.90
2006 Total $-t-r-e-t-c-h Savings Tally $6254.86

My handyman friend

September 26th, 2006 at 04:02 am

My handyman friend came to work on my odd jobs. The list was a bit long as I am having my plumbing checked by state government plumbing program for $20.00 in October. You do get 3 tap washer charged, tap water flow on taps in the bathroom & kitchen. Plus a free AAA shower rose fitting. Value $150. But I had more problems then that to worry about, as I have very old taps to start with a some taps never had washer changed as long I can remember I have lived here for 36 years. Two of the taps were hot water ones that I didnít use much and havenít been turn on in years, so they were frozen on off and I could move them. The other two were the hot water tank tap and toilet water inlet tap both frozen in on position, a big problem if something when wrong. So he fix these taps for me as he has gear to do it. Put up my Smoke Detector and fire blanket in the right places. Fixed my kitchen cupboard which need to be replaced in next few years. I made him lunch as well morning tea. He keeps telling me that I am the only woman he knows has all supply that he needed to these jobs. Only thing we run out was large tap washers so he went an got a supply of them for himself and some for me to restock my supply too! Cost for all these job $5.00 in plumbing washers & Gas. 3 hours work too! Oh my handyman is not just jack of all trades is a he a license builder who does small jobs when he has time free, he like to keep my place just right lucky me! I always pay for any materials used and gas. Itís part of barter system, as I am there when he needs help with his computer and budgeting advice.

BREAKFAST Muesli & Milk Coffee
LUNCH Honey Mustard Chicken with Vegetables and Rice, Fruit, Coffee
DINNER .Omelette with Cheese Coffee

Todayís Full price Tally $100.00
Todayís Savings - $95.00
2006 Total $-t-r-e-t-c-h Savings Tally $6203.96

Shouted my son to Lunch

September 24th, 2006 at 11:59 pm

All the males in my life came to visit today. First my DS came a spent the morning with me and got on my computer so he could look at the internet. We drove up to my car dealers and check in about the rust proofing that I ordered. So thatís a job for Thursday this week. After we went along to auto suppliers shop at the shopping strip near by. Bought nothing. So at lunch time I suggested that we go up to the Irish Pub for a counter lunch as he had never been there. I shouted both of us too! Two meals for $14.75 then he wanted a plate of hot chips cost $5.50 enough for 3 people, LOL afterward he went home.

This evening I have a visit from my handyman friend, he is the same age as I am too! After a lot of talking about a quote for a tank that I will need to do some work on the base if I go a head with it. He is working interstate at the moment and was having a few days at home. He said he would call in to-morrow to do any odd jobs before he goes back interstate for a few weeks more. Itís nice to have some friend will do little jobs for you. We will see what to-morrow brings and I may get my Smoke Alarm Detector up finger crossed

BREAKFAST Muesli & Milk Coffee
LUNCH lunch out*
DINNER Beef Bourguignon with Basmati Rice Coffee

Todayís Full price Tally $20.25*
Todayís Savings - $ 0
2006 Total $-t-r-e-t-c-h Savings Tally $6203.96

Went shopping again today.

September 24th, 2006 at 01:50 am

I finally got the smoke alarm that I was looking for too! I bought it as so as I saw it @ $25.00 saving $5.00 on quoted price at hardware. Now to get some one to put it up for me. As coffee Nescafe was on special this week and lowest price in the past year so I used some of my Bulk Food Replacement Fund money to buy 1kg. (2 tins of it) saving $14.50 of RRP. Other items bought I saved $3.25 as well! I will need to include my Bulk Food Replacement Fund value again and watch as spend it. I stopped the tally at $200 now I see how long this will last.

BREAKFAST Muesli & Milk Coffee
LUNCH Potato & Leek Soup and Crackers with Low-Fat Cream Cheese & Tomato Coffee
DINNER Honey Teriyaki Beef with Rice Noodles Apple Green Tea

Todayís Full price Tally $78.79
Todayís Savings - $22.75
2006 Total $-t-r-e-t-c-h Savings Tally $6181.21
Bulk Food Replacement Fund - $200.00 Ė $22.78 = $177.22

Calligraphy Cookbook

September 23rd, 2006 at 03:53 am

Today is my shopping day. I am trying to do most of my car & shopping jobs on today.

I went into the thrift shop in the shopping centre and looked at they books, which are what I normally, do. Today I came across a Calligraphy Cookbook collector item for $3.00. The cover is by Donald Jackson and all the calligraphy inside too! The Book is in good condition too. ĎEntertaining with Cranksí itís a vegetarian cookbook and I do have another Cranks cookbook too! Part of my cookbook collection is these kinds of books. I did do calligraphy at one stage and had a class with Donald Jackson in 1985. I think this is why I am so happy. He was at the time of writing was the Queenís Calligrapher in England. Save $13.50 on sale of 2nd book for sale at abebooks co uk today.

Then off to the supermarket that I get a discount from. To buy my potting mix as I have a rain check for this items saving $5.55, along some gardening items instead of buy groceries I buy gardening supplies. This is a pet shopping stock up for next 2 weeks or more. If I donít buy pets items then I donít go to the supermarket. Well they stuff up today twice in 7 days can you believe, not the same store but little old me. I bought & checked my docket just outside of the checkout, in this case I would have not been believed if I had left the area. The check out staff did a multi sale ring up on both lots of pet food cans. I wasnít planning to spend that much so I was checking why, 15 cans & 13 cans of pet food I donít think so. When I & the supervisor counted them, we only got 12 & 10 cans of each sort, so a refund $4.83 on that lot. So moral of this tale check your dockets please.

I had a snack at my favorite snack bar & cheapest in the area too! Hot dog on roll & milk shake for $2.40. If I bought the same at Wendyís, it would have cost another $4.00 so saving there.

The price gas is going down from what it was, so I put more gas in the car. Just fill it up not much I havenít used the car much ľ of tank. Got 4c litre off .40c as I only put 10L in.

BREAKFAST Muesli & Milk Coffee
LUNCH Macaroni & Cheese Apple Coffee
DINNER Beef Bourguignon, Ice Cream with Ginger Chocolate Sauce Coffee

Todayís Full price Tally $80.32
Todayís Savings - $22.95
2006 Total $-t-r-e-t-c-h Savings Tally $6181.21

Today it was mowing and the yard clean-up day.

September 22nd, 2006 at 03:25 am

As itís been raining in the last few weeks not enough to fill the dams etc! But enough to make the grass grow and a light water on the garden. The water saved may have put back the next level of water restriction by a few days.

I had a lot of weed flowers in my lawn when mowed so I couldnít recycle it in my compost bin. I fill two rubbish bins full of grass and weeds today. It does look nice when itís done. Saving here $35.00 on DIY job. As I am not mowing so much I may not need to buy a new lawn mower before next year. I am also looking into pricing a water tank etc so will need to keep fund for that job, if I go ahead with a water tank. I will get a refund but the pay back time is very long winded over 6 months when you are talking $1000ís here my cash flow is not that great.

I need to go up the street to the local supermarket in the afternoon for DF-M. I did buy something as well! I had an extra key cut so that I could get into my back door if the front door lock failed at any time. Itís very unreliable at times. I am planning to get a new lock soon! It would cost me over $100 if lock failed so I think I am saving money here around $96.00, by doing this strategy. I bought some Zero spray twin pack to kill some of those lawn weeds, saving $1.50

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers with Low-Fat Cream Cheese & Tomato Coffee
DINNER Pumpkin & Lentil Stew with Garlic Focaccia Bread
SNACK Toasted Raisin Bread

Todayís Full price Tally $48.55
Todayís Savings - $36.50
2006 Total $-t-r-e-t-c-h Savings Tally $6158.26

New electricity meters

September 21st, 2006 at 02:44 am

In my local area the electricity company is installing new electricity meters in houses that have old style ones, next year we will be able to choose whom you have as our supplier as at the moment itís the state government is the only supplier. So we will have fun of locked in contracts and the good and bad along with it too!

As my meter box turn off switch is locked in a room and can not be access from the outside. I had to make contract with the company doing this job, so that I was home when they did come. Well he came today, I have a new digital meters and not the technology of 60 years ago or more. All houses that are over 50 years old are getting these new meters. No cost to us I hope! Keep you posted on that one!

BREAKFAST Muesli & Milk Coffee
LUNCH French loaf with Low-Fat Cream Cheese & Tomato Coffee
DINNER Omelette with Cheese Coffee

Hearing Aid Refund Surprise

September 20th, 2006 at 01:45 am

Went to the city today to have hearing aid final check on it too! While I was paying my phone bill which is next door to my health fund in the city. I dropped in to ask if I do get a refund on my share of the cost of the hearing aid. To my surprise the answer was yes, as I had the receipt with me. So I got a refund of $239.00 on what I had paid. Not bad since my share was $264.

I had lunch in the city, small burger and coffee save $1.50 here.

BREAKFAST Muesli & Milk Coffee
LUNCH Grilled Cheese with Mustard Toasted Slices Apple Coffee
DINNER Devilled Sausages with Garlic Focaccia Bread Coffee

Todayís Full price Tally $38.65
Todayís Savings - $240.50
2006 Total $-t-r-e-t-c-h Savings Tally $6121.76