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Just dropping in.

June 11th, 2023 at 02:41 am

Just dropped in to see what everyone is doing.

I had a quiet year but a major heart operation three months ago now!  I have been having echo scans,  twice per year for 10 years.  My aorta root was large enough to operate on.  I end up in hospital for 5 weeks over all. most of the time in rehab getting my walking much better than it was.  As I had Private Medical Cover covering medical and hospital I was covered for most of it out pocket about $200.  I could only come home if my house to their liking too! As I need my bathroom redone and made into a walker friendly shower that had to be done.  Getting that done ment that I had to go to my son's place for 2 weeks as well so have been away for 7 weeks in total. 

No groceries were bought in that time. Saving $350. 

New bathroom and tiling the kitchen floor, I had major plumbing job fix at the same time as they working that area anyway.  cost  almost $25,500.

Lucky that I am a good saver is all I can say. 

Will try to get back here more often!

Still around here!

July 8th, 2022 at 07:00 am

Well another lot of flooding in Australia. In NSW some places have had flooding in their homes and area, 4 times in the last 18 months with 3 flooding in 2022. Thankfully not in Lismore area where it was very bad last time. 

You can tell any Australian that the weather has changed here. 

We booted out, our last Goverment because they didn't believe in Climate Change.  

With Bushfire/Wildfire down East Coast in 2019 then Covid19, and 4 floods over 3 states.

Something must be done to improve things to stop all this flooding. 


Ex - Prime Minister Shinzo Abe has been shot in Nara, Japan this morning. He has now died.


I'm doing ok so far still walking and living on my own. 

Hi everyone I'm still around and safe from the flooding here.

March 9th, 2022 at 09:33 pm

It's been a while since I last posted here.

I have had my 3 shots of Covid 19 vaccines, and so far not got it.  Even we now can not wear a mask now, I still do so as I will end up in hositpal if I do.  As my health is going down hill these days. 

 It's looks like I will not be getting a new bathroom any time soon.  As I was waiting for some new buildings slow down around here but now my city went under again and many houses need more tradies so a long wait of more than a year or so.  As I live up high on a hill over looking a valley and can't see our river from where I live.    This about 5th flood I have live through, I can remember walking through flood water as an 8 years old to get home from school.  Not a good idea now with these flood water is moving so fast. 

I feel very sorry for the people of Ukraine it's a worry for all of us in the world.  We all will have take it on chin and help where we can even if it paying more for Gas and other things we do and eat. 

Just replaced my stove again!

November 29th, 2020 at 07:00 am

I had to buy a new stand alone Stove this week, not because it was not working, just because the clock was not working and could not be fix for less than half the price of new stove and installed. I already had an electrician to check it out at $160 fee just to come out. It was 14 years old.  I will never buy a digital clock one again. Manual from now on.

I used it last night and cooked a roast chicken and roast vegetables.  Now for some baking soon!

Just letting you know that i'm Ok here.

September 6th, 2020 at 09:21 pm

I have been staying low and keeping myself busy here, limiting who and where I am go. I can't visit my son and DIL as they have gone off for a holiday within our state as our borders are closed for at least until almost Christmas or at least until after the next State election in late October.

We have some cases here but our State open so we can move around and holiday within our state.

You are having a bad time over in US with Covid 19, I hope this Virus is over soon!

On the budget front I'm still doing my budget and paying my bills on time.

Until next time

Dropping in to say Hello again

June 5th, 2020 at 08:32 pm

All is well here, we can now travel around our state but by car as there is no planes to take you anywhere. If is a flight it's been already booked out.

Our tourist towns are haven't much things going to see as only 20 people can go into or go at a time.

As for Covid 19, we are down to 3 active cases now!
I have had one test so far, but I could have had it in early March, when they weren't testing for local cases over overseas case. I had everything else but no cold or sore throat. I was off colour for over 42 days.

As I have diabetes-2 and heart condition. I'm stay home as much of possible.


July 13th, 2016 at 10:33 am

Hi everyone
Just quick drop in again.
On the computer front that one I bought in February was a Lemon and was replaced when it ATE the DVD disk and end up in the back of the computer it was too risky to leave there for the warranty to run out. And it was just 3 months old.

It was replaced at no cost with a better one which turns out is a touch screen and double Gigabyte etc. But costed money to download all the programs as there was only Widow 10 on it with the amount data that was download that month. I only can have Mobile Broadband which is expensive here. Now I have a better deal with IP. So in the end I did win for now!

Strategy - Know what you are in title too!

Quick drop in

February 28th, 2016 at 08:56 pm

I have been doing a lot around here but not online as much as before.

Spending my savings on eye operations and new computer as my last one died on me. I am still trying to learn to use Window 10 was having major problems with it. Like not working with major error.

I will update later when I can see better.

Have a great leap year day for 29th February.

5th Monthly Financial Summery for 2015

June 29th, 2015 at 09:44 am

Here is my summery for May

I have updated my Excel finally so here are the figures for last month; I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

Review for May budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$27.40
Groceries===$125=== =$167.59
Clothes ====$35=====$95.00
Grooming===$20 ====$35.95
HH items===$40======$1.50
Fares== ====$15
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35====$57.50
Medical & Diabetes Expenses ===$70====$118.30
Misc ======$10========$121.00
Personal Allowance =$90 ===$90.99

Note only one amount is a No Spend

No Spending Days 13 of 28 days

Budgeted for this period $550 spent $715.23 over by $165.23 on general spending.

This is because I have paid deposit of $121.00 for Awing for one of my windows with another two being paid by my insurance company. I also had a medical bill out pocket of $118.30 from skin specialist. Taking out these two items of $286.30 I still am under in my spending $428.93.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $335.00 this period.

Grocery allotment $125 for each period it was over by $42.59 this period.

Strategy - Track your daily spending down to the cent by writing it down daily.

Roof Replacement Update

June 26th, 2015 at 09:36 pm

Is on its way after a long wait of almost 7 months since the storm hit. When you have over 70,000 roofs to be replaced and limit number of tradesmen to do it all and still build new houses it a big ask.

Owing to our cyclone codes here it has to be done to that standard and all jobs have to the latest codes.

My house had asbestos roof at one stage and all that rubbish was left in the roof and not removed so it wasn't up to days code standard so I had a bit of wait for them go ahead with the job after they put up all scaffolding as they had get it reviewed by the insurance company for the extra cost.

They are now back and putting on the new roof and hope to be finish it soon. A lot of the houses around here have scaffolding up and work men working on them.

House Repairs after the Storm

June 9th, 2015 at 07:19 am

They are still not done but it's on its way, so by the end of June, I should have 99% of the work done.
I had that job done but whether it has been done right it's another matter. At least I have a State company doing it, some roofers are coming from oversea and interstate to do the work but are doing it wrong as we have different codes here than some of other states because of the Cyclones which means a lot more roof nails and special tying down code has to be done and they doing as their own codes and with all the rain we have had in the last few months, some of the roofs are leaking and causing more damage and insurance companies now checking the work with other Asser's to see everyone doing the right thing. All the companies that are doing my work are Asser's firms.

This and That

February 15th, 2015 at 08:27 am

You will hear about if the opposition wins that for sure! They only hold 9 seats but not many are happy with the present one!

Guess what they won, we have a new state government after all this time it has been decided that opposition have won and can form government.

Tell the voters you are going to sell or lease the state assets and you will lose government that's the message everyone has got I hope this time. The premier was voted out of his sit, his party lost 37 sits in an 89 sit parliament now that tell them off. It finished off with 44 to 42 with 3 independents one which sided with the opposition to give them right to govern.

A No Spend Day here

S-t-r-e-t-c-h those Dollars even more

February 5th, 2015 at 11:06 pm

We had major hail storm in my area late last year; I am down for a new roof and a few other things that need to be replaced. The insurance company will pay up but only if I have some maintenance done on one part of the roof first. I have tried to get someone to do this work so that other jobs can be done. Out of the three companies that contacted only one came up with a quote and call here. I will go with this company now. It's over month now since I was told about the maintenance to be done and all were called that day. Now if there was no work then the quote most likely cheaper but with two major storms within two weeks and over million widows broken and over 50 suburbs in trouble from the hailstorm alone. Some houses still have boards over windows and will not be look at before end of March, as for getting a tradespersons that can do insurance work you are lucky if one is around before middle of 2016 for any other jobs.

The quote is under my maximum price but a bit on high side. I am looking at a bill for $3800. It's lucky I have my suppuration rainy account to fall back on but I must top it up again so I will be stretching those dollars a little bit more.

I am only keeping this house liveable but not at resale standard. So only maintenance jobs that I have to do will get done.

It's lucky that my car was not Hail damaged it was in the garage as all of them are being written off.