Home > Archive: January, 2016

Archive for January, 2016

Summary of 2015 Daily Living Allowance

January 5th, 2016 at 11:29 pm

This doesn't count any fixed bills or planned budget spending only items that I could if need to cut back on at any time.
Eating out - $547.89 - over $92.89
Groceries - $1394.95 - under $230.05
Non-food - $48.30 - under $146.70
Clothes - $241.23 - under $213.77
Grooming-$190.86 - under $4.14
Gas -$113.91 - under $146.09
HH items -$285.34 - under $234.66
Fares-$95 -under $100.00
Entertainments -$285.45 - over $90.45
Garden -$116.36 - under $78.64
Gifts -$278.70 - under $111.30
Donations -$134.80 - over $69.80
Medical -$1001.88 - over $91.88
Misc. - $125.00 -under $4.00
Personal -$930.11 - under $239.89
Totals -$5789.78 - under $1361.22

Because I have kept up with my excel budget I am still able to still post my annual summary.

Medical is only amounts not budgetted for or gap between my medical benefit and the outlay plus any other medical outlay not in budget.
Donations to medical / cancer and red cross appeals plus odd donations here and there.
Entertainment I have been buying some DVD's online and other outings over the year.
Eating out - My social life has picked up and venues are more expensive these days.

I will need to cut my expenses somewhat for 2016, as I am having some operations and the out pocket is in the 1000's I have save most of this money but will need to be replaced in the future to build my finances back to a healthy level again.

No Spending Days 167

All credit cards are up to dates and all bills paid.

Strategy - Track your daily spending down to the cent by writing it down daily.

I'm back again for another year.

January 4th, 2016 at 09:51 pm

It's a long time since I last posted on here, a lot of things have been happening here, the last of hail storm damage has been done. It took almost 12 months to finish.

The cost would have been around $40,000 Au, all up if not more.

I will need to update my spending on monthly daily living allowance at least a summary of the last six months.

I will work on it in the next few days.

Then start on this year's new challenge.

Strategy - Put in writing what you are worried about and see the figures then work out an action plan.