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Archive for March, 2007

April / May Goals & Planning Ahead

March 31st, 2007 at 01:43 am

~ Have my credit card at Zero balance by end of the each month.
~ Come under budget.
~ Deposit into the online accounts.
~ Pay All Due Bills on pension days or ahead of time.
~ Chiro visit (one every 4 weeks)
~ Known outings to budget for in - lunch. 4
~ Chiro visit (one every 4 weeks)
~ Known outings to budget for in April / May - lunch out 2
~ Live off my Bulk Food Assets
~ Make up another eight meals OAMC. - Out of Bulk Food Assets.
~ De-cluttering Computer Room
~ Gardening Mowing & weed back garden & put water saving techniques in place
~ Cull & de-clutter computer files not in use. Ė (on going)
~ Downsizing storage and clean these areas (zones 6, 7 & 8)
~ Install the water tank, paid and apply for rebate.

Review of the last two months.

February / March Goals & Planning Ahead

~ Have my credit card at Zero balance by end of the each month. Yes
~ Come under budget. (Only if you donít count major project)
~ Deposit into the online accounts. Yes
~ Pay All Due Bills on pension days or ahead of time. Yes
~ Chiro visit (one every 4 weeks) Yes
~ Known outings to budget for in February / March - lunch out 4 - more than this time
~ Live off my Bulk Food Assets ~ (On Going)
~ Make up another eight meals OAMC. - Out of Bulk Food Assets. Yes
~ De-cluttering Computer Room for door project. Ė Stage 1 done
~ Finish Door project - Done
~ Gardening Mowing & weed back garden & put water saving techniques in place - Done
~ Cull & de-clutter computer files not in use. Ė (on going) - no time
~ Downsizing storage and clean these areas (zones 6, 7 & 8) no time, worked on major project
~ Install the water tank, paid and apply for rebate. - Still waiting for deliver.

Organizing some of my books

March 31st, 2007 at 01:39 am

Started working on put some of my books back into order after 3 weeks at other end of the room.
I did get half of this project done today will need to find time to work on it more. Maybe cull a few books also. I will need to look at the filing in this room also. This will be put onto my future to do list and the same with the clothes that are stored in this room.

BREAKFAST Muesli & Milk Coffee
LUNCH Macaroni & Cheese Fruit Coffee
DINNER Stewed Lentils & Tomato Sauce & coffee

In the last 28 days I have

March 30th, 2007 at 01:29 am

Gone shopping or bought something 19 times

Went to the city by bus 5 times

Drove my car only. 2 times

Had food bought or had for free away from home. 8 times

And had 9 No Spending Days.

Lets see what next 28 days tallies will be.

48th weekís Summary of $$$ Stretching challenge

March 30th, 2007 at 01:27 am

Challenge at 48th week.

Kittyís Real Spending Total $12389.43
+ 2006 Total $-t-r-e-t-c-h Savings Tally $10473.01
= Full Price (RRP) Income Challenge $22862.44

Opening CC Balance $0
Kittyís Opening Balance Rollover $918.78 ($720 Bill A/C)
$$$Money in - $1141.06 + cash w/d $400
= Total Income Balance. $2459.84
Bills Total $818.50
Other Spending (& major project)& Groceries $1533.84
$$$ Money out = $2352.34
Cash Banked in other A/Cís $72
Kittyís Rollover Balance $648.00 ($265 Bill A/C)
CC Balance $317.00
Major project bills still outstanding = $360

Day out

March 30th, 2007 at 01:21 am

This morning all the painting is finished on the doors. Itís looks so good. After I did some housework before went out. As late last night after I posted here, I got a phone cal to say that my niece was flying in for the weekend, if I would like to meet up for a few hours today. As she wasnít available after that as she is working all weekend and then flying home on Sunday.

I meet her at her hotel around 2pm and then we went to say Hi to my DIL who works just a few blocks away. Then it was shopping and a walk around city for a while, as she didnít need to report in until the morning. We went off too the Friday Night Marketís at South Bank. We had something to eat while we were there. After walking around for hour or two we both went separate ways. This outing costing $10.65 with two free cups of coffee along the way. Saving $4.90 on these.

BREAKFAST Muesli & Milk Coffee
LUNCH fruit
DINNER take away

Todayís Full price Tally $15.55
Todayís Savings - $ 4.90
2007 Total $-t-r-e-t-c-h Savings Tally $10473.01

No Spending Day

March 28th, 2007 at 10:11 pm

I did some varnishing today; this only took an hour to do. I will do one more coat of varnish on the doors themselves in the morning. I spent most of the day on the computer and resting for part of the day. I still get very tried when doing this kind of work for too long. So its another no spending day here.

BREAKFAST Muesli & Milk Coffee
LUNCH Soup & Toast Fruit Coffee
DINNER Bean Patties with Salad Fruit Coffee

Getting patio back into order.

March 28th, 2007 at 01:16 am

Early this morning before sunrise, I worked on getting my patio back in order. While working on the door project, I had to put what plants that were there, all in one corner so they had to be thinned out and rearrange so I could put back the patio setting that belong there too! I had saved some recycle water so that I could give it a quick wash down and water the plants while I was at it. It will be along while before that corner will be sweep again.

After breakfast using what paint that I had at hand I painted the white work itís first coat. Then I when and put away all the tools that belong in the workshop and sweep up. Gee that feel good to have all that done.

I did go for a walk this afternoon but I never bought anything. So I did have No spend day after all!

BREAKFAST Muesli & Milk Coffee
LUNCH Chilli Tuna Salad & Crackers Apple Coffee
DINNER Curry Ground Beef & Rice with Sambal

Getting back to normal

March 27th, 2007 at 01:13 am

I still have some more painting to do, this is about one hour per day, as I have to wait for each coat to dry and do one section first before the other. So itís working on white paint then I will do the varnishing. I did do the undercoat and the restrained some of the wood as cement got on to it. This took about 75 minutes this morning.

After I took myself off to the hairdresser to get a trim that was long over due. Spending $14.00 saving $9.00 on a city salons. On the way back I dropped into one of the thrift shop that I rarely visit to look at a gift that was in the window but it was not up the standard for that personís present. I did buy $5.00 worth of books, some cookbooks as my donation for the month. Value of these books on RRP $29.70 saving $24.70.

Now I am sitting here at my computer looking out the door that was just made smelling my gardenia that is just outside, listening to all the birds in the trees.

My handyman friend rang to say thathe is flying out on Thursday morning for New Zealand, which I have been trying for him to do for months. As he hasnít been home to visit his sister in 15 years and both are not getting any younger. I dare say I will be happy when he arrives there.

BREAKFAST Muesli & Milk Coffee
LUNCH Salad & Light Cream Cheese on Crackers Apple Coffee
DINNER Beef Bourguignon with Basmati rice

Todayís Full price Tally $52.70
Todayís Savings - $33.70
2007 Total $-t-r-e-t-c-h Savings Tally $10468.11

Adding the flyscreens.

March 26th, 2007 at 01:05 am

My handyman friend arrive this afternoon to finish the final job for him on the doors. So we had lunch then off the buy the insect mesh for the doors and the rubber F/S spline that used join it to the frame. This cost $52.68 so the cost of just putting a fly screen on was $140 alone. But as the whole house is flyscreen so it had to be done.

All I have to do now is the finishing touch too inside surround of the door and itís all done and now too paying for all of it. I have paid more than half of it already. My handyman friend paid for two-thirds of the total bill and I am to pay him back over next two months. I have found some money to pay him two-thirds of what I owe him and the balance will be paid in the near future. Overall I paid all but $600.00 of whole bill. This is between what I owe him and what I put on my credit card. As he did the labor for free, saving a large amount here! He was doing this job between jobs and when he had a little free time. One rule here is I pay for all material used. He broke a few drill bits so I did add some in when I was at the hardware store. I do have a very good workshop with some very old tools in it, it was a case of he could use some of my tools as well of his own which was more specialized.

Buying meat on special that was markdown, I will be able to make 2 x 4 serving meals plus 4 grills or stir-fry meals with the amount I bought. Saving $5.84 on markdown price. I bought some lettuce leaves for my salad next week, as this was the best option for me this week. I donít normally pay supermarket price for fruit & vegetables unless extra cheap price. But as I would have bought unnecessary items that I could have done without. Non washed small fancy lettuce was $1.95 and my normal baby Cos lettuce was $2.95 this week. I paid $1.98 for 100g fancy lettuce pieces washed. Years ago I worked out this strategy as I worked in a store that was like K-mart is today but Deli & small grocery store included. It was too expensive to buy a full grocery order or carry it home and paying for delivery with out of the question

I found a chemist selling a handle strap for my walking stick as I keep on dropping it. Costing $3.95 saving $2.00 here.

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers & Cheese with Mustard Pickles Apple Coffee
DINNER Fillet Steak, Egg, Onion & Tomatoes Coffee

My major project door spending spree = $1608.75

Todayís Full price Tally $75.11
Todayís Savings - $ 7.84
2007 Total $-t-r-e-t-c-h Savings Tally $10434.41

Day 10 Ė Hanging Security Doors

March 25th, 2007 at 01:40 am

Hanging the security doors & final touch up on white paint was what got done today. So the security doors are at lock up stage. Now making and adding the flyscreen when all the painting is dry. Fixing another small problem that came up and buying the screws for the flyscreen. Costing all up $25.50 Only a few more days and all will be back to normal.

I was given some Roasted Peppers still hot and charred to make into charred grilled roasted peppers this will be enough for a week as garnishes with my meals. I do like getting these little treats that my neighbors send my way.

BREAKFAST Ham steak & Egg with Baked Beans Coffee
LUNCH Chicken & Tomato Sandwich Coffee
DINNER Ham Steak & Scrambled Eggs with Roasted Peppers & Grilled Tomatoes.

My major project door spending to date. $1533.64

Todayís Full price Tally $25.50
Todayís Savings - $ 0.00
2007 Total $-t-r-e-t-c-h Savings Tally $10426.57