February / March Goals & Planning Ahead
~ Have my credit card at Zero balance by end of the each month.
~ Come under budget.
~ Deposit into the online accounts.
~ Pay All Due Bills on pension days or ahead of time.
~ Chiro visit (one every 4 weeks)
~ Known outings to budget for in February / March - lunch out 2
~ Live off my Bulk Food Assets ~ (On Going)
~ Make up another eight meals OAMC. - Out of Bulk Food Assets.
~ De-cluttering Computer Room for door project.
~ Finish Door project
~ Gardening Mowing & weed back garden & put water saving techniques in place
~ Cull & de-clutter computer files not in use. Ė (on going)
~ Downsizing storage and clean these areas (zones 6 , 7 & 8)
~ Install the water tank, paid and apply for rebate.
Review of the last two months.
December / January Goals & Planning Ahead
~ Have my credit card at Zero balance by end of the each month. - Yes
~ Come under budget. - Yes
~ Deposit into the online accounts. Ė Yes
~ Pay All Due Bills on pension days or ahead of time. -Yes
~ Chiro visit (one every 4 weeks) ĖYes
~ Known outings to budget for in December / January lunch out 4 dinner 2
~ Live off my Bulk Food Assets ~ (On Going)
~ Make up another eight meals OAMC. Out of Bulk Food Assets. -Yes
~ Gardening Mowing & weed front garden & put water saving techniques in place. - done
~ Install the water tank, pay and apply for rebate. Ė still waiting
~ Cleaning and painting garage before the tank is installed. Ė done
~ Cull & de-clutter computer files not in use. Ė still to do some
~ Downsizing storage and clean these areas (zones 2, 4 & 5)
Archive for January, 2007
February / March Goals & Planning Ahead
I thought I would just go to the shops for eggs and few things that were on special at price book best buys. I needed more, dry cat food and that was on special this week. Saving $1.06 and while I was at it I bought my regular tin cat food that they will eat! It was Heinz Baked beans that I needed to stock up on this time. I bought 12 tins @75c with my staff discount as well! Saving $6.96. I found some mark down package meats that I could freeze if I did that start away. 2 x Ham Steaks (4 in pack) RRP $3.56 @ .95c, 2 x Spanish Choriza 15slices pack RRP $3.29 @ .50c so I saved $10.80 on these. 100ís Display Folder Refills $3.99 save $1.00 and I will need them before the year is over. I did spend money today but I did make some good savings as well.
I will work the deli meats in my next weeks or two menus. I did pack them so I could just remove the numbers slices that I would require for that meal.
Todayís Full Price Tally $62.37
Todayís Savings - $ 19.82
2007 Total $-t-r-e-t-c-h Savings Tally $9597.67
3rd coat of varnish has been done on one side one now I will do the last coat when it hung up. I will need to turn them over and do the other side, I will leave it an extra few hours before I sand the other side and do the 25:75 varnish first up.
Visit from my handyman was not needed to move doors. Free Lunch then he was off again. He liked the doors colour and seems to think itís a cedar color. I asked him about the other parts of the door so I could paint them too!
Another three days then I can stop until he comes with others pieces and cut one of the doors in half then I will need to seal that too! Focusing on that project and baby steps is the only way I will get this all done!
I had to made a trip to the hardware store as DF-M wanted a rubbish bin for her recycle water. It was easier to go and get it than give her one of mine. We use these to put our grey water in until we need to water our garden. As we both wash a random and not when we need to water our gardens. I went before they were open today so had to sit and read for 30 minutes, I have a book on nutrition 1962 very interesting to read when I get a free moment. A lot said in this book has now come out true. Funny that! I can read it at random as some the information is not available today so it makes very informative reading.
I bought a few items as usual, something that I did see in a mail order catalogue late last year. tool- Pick up and reaching - 1 metre long . That you can reach some thing of a shelf, it was $14.95 plus $7.90 postage. & $1.50 insurance so that $23.45 but I got it for $4.89 saving $19.46 so it pays to shop around if you see something these catalogues. I would have save if I bought more items on postage & insurance. I did buy paint tray and roller set that was on special $4.48 saving around $5.00.
When I came back I did my washing that two loads and some hand washing. After I had done that I got into doing the coat of varnishing on the doors.
While I was delivering the rubbish bin. DF-M asks if would like some prunes as I thought she say so I said yes that I would use them. Next minute she is giving me 2/3 of the prawns that she bought on Friday. At $24.95 kg so I was given about $14.50 worth of prawns, I told her next time just ask for the number of prawns and donít buy them by the kilo in future. I had six of them for lunch on crackers with marinated feta and my evening meal I just peeled prawns and seafood sauce and just dipped. They had to be used by today.
Todayís Full price Tally $33.33
Todayís Savings - $38.96 (including free prawns)
2007 Total $-t-r-e-t-c-h Savings Tally $9577.85
I have set myself 10 days to do this painting job. At lease my part of it. The timber doorframe I still havenít got the wood to paint as of yet. This may need to be painted before hand or after it put in place. I have two doors to paint as they are taller than I am and I canít move them they need to be standing to paint (Cats) so I have them in my carport at the moment doing one side with three coats then turning to do the other sides. So today is the first coat of 25% Mineral Turps & 75% Clear Varnish Mix. This allows the varnish to soak into the timber. After that it will be 100% varnish each coat. Taking off the plastic cover and sanding down before hand both doors took about 90 minutes and then 50 minutes to paint them. So Iím looking at about 75 minutes per day. As it can only be coated once per day and you need 4 coats each side minimum. The tone is multi colored of wood thatís allowing natural wood grains to be highlighted. They are solid wooden doors.
My handyman friend came by so we went off to buy the paint for the door project. Itís my job to do all the painting which I like doing. So the doors are new and have never been painted before I will just varnish them and let the natural wood show through no straining before hand. This look does take me back to my childhood days. Why does wood needs to be strained so you have a fake wood colour of another wood? As I do like to have the best paint I can afford when I do paint and good brushes etc. This is an area I donít try to cut back on. I did get a 10% discount off with a voucher on total of the docket. Saving $4.83.
My friend had taken my Free wheel borrows, wheel away a few months ago to fix it and return it today. So that job is now done. As he wouldnít take any money for it so saving $15.00 on that cost. Now I have 3 wheel borrows but one is for cementing jobs only as I canít move it when full so I had to buy a new one 15 years ago that I could move. Now I have a 2nd one that I can use in the garden. If I had to wait for someone to come over to move it the jobs would never get done. So everything that I buy, I must be able to use and not have to wait for someone else to do it for me! $$$ Another Strategy
Todayís Full price Tally $ 48.35
Todayís Savings - $ 19.83
2007 Total $-t-r-e-t-c-h Savings Tally $9538.86
I have very little planned for today.
A No Spending Day for me!
So here is a recipe.
Rice and Vegetables in a Pot
2 cups raw rice
8 cups water or stock
3 cups mixed vegetables, diced - see note
Little salt to taste
Put water and all other ingredients into a large stockpot or saucepan.
Bring to the boil.
Cover and simmer on low heat very gently for one hour or until all vegetables are tender.
Do keep a watch on the water and add more if required.
Note: Mixed vegetables, depending on what is in season and the cheapest at the time. Carrots, yellow sweet potato, pumpkin, celery, peas or green beans. You could use best generic 'Mixed Vegetables' from freezer section (that is already diced), this is what I use when vegetables are expensive along with one or two cups of the above.
Do have a glass of milk or fruit juice with this, along with a piece of fruit to add more nutritional value.
Use brown rice, as it's a little healthier than white rice, which is just filler, and gives you very little nutritional value.
Use one cup of rice to two cups of water or stock. From each cup of raw rice you get about three cups cooked rice, enough for 2 - 4 servings depending on the other items that you are serving. Portion serving is 1/2 cup cooked rice.
Today is DF-M Grocery Shopping day and Iím the driver. So it was off to the bank and chemist when down to the shopping centre and I just paid my Rate bill. Pensioner & Homeowner Discounts on rates bill $209.77. I got given some cherries when she bought some for herself, as she has a set shopping plan and there is no way of change her mind when it made up to buy or do something. I try not to buy anything when Iím on this shopping trip as when I do, most times it get add to her shopping tally. Madding and it not the checkout staffs fault. No lunch today as we had frozen food this time.
Todayís Full price Tally $505.97
Todayís Savings - $215.12
2007 Total $-t-r-e-t-c-h Savings Tally $9519.03
For my Birthday I got a FREE store gift voucher from a jewellery store here, to the value of $25.00. You just need to have your email address with them and you get a discount card plus this gift card for use in your birthday month. Only I didnít need anything from there so I did make a trip with DF-M today. Just so that I could use gift voucher, they were having a 50% off Sale too! So we just bought photo frames for my gift box. My out lay was just $5.00 in cash for three photo frames. $$$ Another Strategy DF-M bought one frame for $5.00 too!
We went to another store for some underwear for her, which was on special also saving her $11.65 so she had a good shopping day too! We then went off to Aldi down the road to shop. Spending $13.05 and saving $2.54 here.
Todayís Full price Tally $73.05
Todayís Savings - $57.54
2007 Total $-t-r-e-t-c-h Savings Tally $9306.91
First baby step I cleared and culled some of the stuff on the table, not much but half of it is clear now. I will need to look at the rest of it as most is valuable stuff to me anyway. The coffee table can no longer stay in that area it may even go. As it will one less piece of furniture that I have, but only it one of the last pieces my father made also. I will think about it and no it canít be used as a Coffee table as I have one familyís glory box chest as the coffee table, too much furniture.