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Archive for September, 2014

6th Monthly Financial Summery for 2014

September 3rd, 2014 at 09:21 am

Here is my Financial Summery for - June period.

I have updated my Excel finally so here are the figures for last month I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.
Reviewing my monthly daily living allowance

This is my review for June budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$24.30
Groceries===$125=== =$173.50
Clothes ====$35=======$2.00
HH items===$40======$4.00
Fares== ====$15 ======$20.00
Entrainments== $15 ====$50.00
Garden =====$15
Gifts & Donations ==$35 =====$35.00
Medical & Diabetes Expenses ===$70====$6.00
Misc ======$10=========$1.00
Personal Allowance =$90 ===$101.80

Note only one amount is a No Spend

No Spending Days 11 of 28 days

Budgeted for this period $550 spent $463.89 under by $86.11 on general spending.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $240.00 this period.

Grocery allotment $125 for each period it was over by $48.50 this period.

Strategy - Track your daily spending down to the cent by writing it down daily.

Replacing Necessary Appliance

September 1st, 2014 at 09:17 am

One major purchase I had while offline, I had to replace my refrigerator. They sure don't make them like the old ones these days. As my rust bucket fridge downstairs is still working after 32 years.

It was only 10 years old and not worth spending a lot of money on getting it fixed either. So over $1300 was spent on replacing it. I had the money saved for new washing machine so I didn't need to panic about it.

Now I am saving money again for my washing machine replacement as I am not planning to have it fixed, just will replace it when its time it's almost 30 years old and there are no spare parts for it now!