<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Page: 2
 

7th Monthly Financial Summery for 2014

October 13th, 2014 at 02:46 pm

Running behind here. Update
.

Here is my Financial Summery for August period.

I have updated my Excel finally so here are the figures for last month I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my review for August budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$24.50
Groceries===$125=== =$113.63
Non-Food===$15
Clothes ====$35=====$86.99
Grooming===$20
Gas======$20======$21.55
HH items===$40======$115.50
Fares== ====$15
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35 ====$6.00
Medical & Diabetes Expenses ===$70====$15.00
Misc ======$10
Personal Allowance =$90 ===$85.14

Note only one amount is a No Spend

No Spending Days 14 of 28 days

Budgeted for this period $550 spent $481.31 under by $68.69 on general spending.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $30.00 this period.

Grocery allotment $125 for each period it was under by $11.37 this period.

Strategy - Try to drink water with your meals when you are dinning out and if you on a special diet try to stick to it as best you can.

6th Monthly Financial Summery for 2014

September 3rd, 2014 at 01:21 am

Here is my Financial Summery for - June period.

I have updated my Excel finally so here are the figures for last month I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.
Reviewing my monthly daily living allowance

This is my review for June budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$24.30
Groceries===$125=== =$173.50
Non-Food===$15======$13.68
Clothes ====$35=======$2.00
Grooming===$20=======$9.13
Gas======$20======$24.48
HH items===$40======$4.00
Fares== ====$15 ======$20.00
Entrainments== $15 ====$50.00
Garden =====$15
Gifts & Donations ==$35 =====$35.00
Medical & Diabetes Expenses ===$70====$6.00
Misc ======$10=========$1.00
Personal Allowance =$90 ===$101.80

Note only one amount is a No Spend

No Spending Days 11 of 28 days

Budgeted for this period $550 spent $463.89 under by $86.11 on general spending.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $240.00 this period.

Grocery allotment $125 for each period it was over by $48.50 this period.

Strategy - Track your daily spending down to the cent by writing it down daily.

Replacing Necessary Appliance

September 1st, 2014 at 01:17 am

One major purchase I had while offline, I had to replace my refrigerator. They sure don't make them like the old ones these days. As my rust bucket fridge downstairs is still working after 32 years.

It was only 10 years old and not worth spending a lot of money on getting it fixed either. So over $1300 was spent on replacing it. I had the money saved for new washing machine so I didn't need to panic about it.

Now I am saving money again for my washing machine replacement as I am not planning to have it fixed, just will replace it when its time it's almost 30 years old and there are no spare parts for it now!

5th Monthly Financial Summery for 2014

August 29th, 2014 at 02:02 am


Here is my Financial Summery for - May period.

I have updated my Excel finally so here are the figures for last month I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my review for May budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$42.20
Groceries===$125=== =$94.00
Non-Food===$15===== $7.00
Clothes ====$35======$37.00
Grooming===$20=====$42.00
Gas======$20
HH items===$40======$37.00
Fares== ====$15
Entrainments== $15
Garden =====$15 ======$11.60
Gifts & Donations ==$35 =====$0
Medical & Diabetes Expenses ===$70====$186.30
Misc ======$10
Personal Allowance =$90 ===$51.47

Note only one amount is a No Spend

No Spending Days 10 of 28 days

Budgeted for this period $550 spent $508.57 under by $41.43 on general spending.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $455.00 this period.

Grocery allotment $125 for each period it was under by $31.00 this period.

Strategy - Don't spend your forward bill money on trivia, it's been put aside for a purpose and keeps you stress free.

Fixing an old cheap bookcase

August 25th, 2014 at 01:36 am

Repairing a bookcase that has main shelf warped and back coming away from the backing, I emptied it and try to repair it but with my hands the way they are, I can't do it myself any more. My son came today and put a lot of nails into it that it should be ok for a while yet. It had only staples holding so it should be a lot more stronger now! I bought it in 1980 so it an old one.

Now I have to put all those books back but will try and cull a few I think. I do have thousands of books here so I will try to cull a few of them. This lot are my favourites one and the most expensive ones.

By fixing this bookcase I have saved myself around $350 as I was planning to replace it with one of that value. But things have come a bit tight here so planning not to spend money where I can.

So saved $350 as I had all the nails and hammer here, just needed the man power.

Repair and Make Do

4th Monthly Financial Summery for 2014

August 23rd, 2014 at 02:10 am

Here is my Financial Summery for - April period.

I have updated my Excel finally so here are the figures for last month I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

My review for April budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$12.50
Groceries===$125=== =$121.43
Non-Food===$15===== $1.18
Clothes ====$35
Grooming===$20=====$15.00
Gas======$20======$31.91
HH items===$40======$85.50
Fares== ====$15
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35 =====$1.00
Medical & Diabetes Expenses ===$70====$54.95
Misc ======$10
Personal Allowance =$90 ===$100.09

Note only one amount is a No Spend

No Spending Days 13 of 28 days

Budgeted for this period $550 spent $424.18 under by $125.82 on general spending.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $186.00 this period.

Grocery allotment $125 for each period it was under by $3.57 this period.

Strategy - Do remember what you have stored before you go and buy more of the same.

Just checking in

August 19th, 2014 at 01:27 pm

It's a long time since I have been on here.

I will need to update my past spending and update on what I have been up too!

3rd Monthly Financial Summery for 2014

April 25th, 2014 at 11:32 pm

Here is my Financial Summery for - March period.

I have updated my Excel finally so here are the figures for last month I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my review for last month's budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$35.00
Groceries===$125=== =$87.66
Non-Food===$15
Clothes ====$35
Grooming===$20
Gas======$20======$35.32
HH items===$40======$37.80
Fares== ====$15
Entrainments== $15 ====$10.00
Garden =====$15
Gifts & Donations ==$35
Medical & Diabetes Expenses ===$70====$48.45
Misc ======$10
Personal Allowance =$90 ===$60.28

Note only one amount is a No Spend

No Spending Days 14 of 28 days

Budgeted for this period $550 spent $276.71 under by $273.29 on general spending.

Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $240.00 this period.

Grocery allotment $125 for each period it was under by $37.34 this period.

Strategy - Don't believe all the advertising you see on TV or in the mail you didn't know you wanted it 15 minutes before you saw that advertisement.


2nd Monthly Financial Summery for 2014

April 23rd, 2014 at 01:35 am

Here is my Financial Summery for - February period.

I have updated my Excel finally so here are the figures for last month I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$38.35
Groceries===$125=== =$67.26
Non-Food===$15======$10.80
Clothes ====$35
Grooming===$20
Gas======$20
HH items===$40======$37.80
Fares== ====$15
Entrainments== $15 ====$9.00
Garden =====$15
Gifts & Donations ==$35 ===$2.00
Medical & Diabetes Expenses ===$70====$58.60
Misc ======$10
Personal Allowance =$90 ===$27.54

Note only one amount is a No Spend

No Spending Days 19 of 28 days

Budgeted for this period $550 spent $251.35 under by $298.65 on general spending.

This month I spent money on 4 pairs of shorts that came out of clothes were an out of pocket expense of $36.00. Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $1221.00 this period.

Grocery allotment $125 for each period it was under by $57.74 this period.

Strategy - Don't spend your forward bill money on trivia, it's been put aside for a purpose and keeps you stress free.

Recipes for Menu Planning

April 13th, 2014 at 01:08 am


I had a look at this thread as is quick to look in this blog than find the recipe on my computer. I found some beans and chickpeas in my freezer and wish to use some of them up this coming month. Along with other meats in freezer I try to use some of these in my menu planning.

CHICKPEA CURRY
Chickpea and Spinach Recipes
Pumpkin & Lentil Stew
Thai Creamy Chicken Satay
Broad Beans Provencale
Sri Lankan Vegetable Curry
[under Recipes on the first page]