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Seventh Monthly Financial Summery for 2013

August 26th, 2013 at 01:50 am

Here is my Financial Summery for June - July period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my first review for last month's budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$34.05
Groceries===$125=== =$105.74
Non-Food===$15 ====$4.60
Clothes ====$35=====$2.00
Grooming===$20
Gas======$20
HH items===$40=======$3.00
Fares== ====$15 ====$10
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35 ====$2.00
Medical & Diabetes Expenses ===$70====$146.60
Misc ======$10
Personal Allowance =$90 ===$63.95

Note only one amount is a No Spend

Budgeted for this period $550 spent $371.74 under by $178.26

No Spending Days 13 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $480.00
Grocery allotment $125 for each period under by $19.26 this period

Strategy - Do remember what you have stored before you go and buy more of the same.

No Spending Days

July 14th, 2013 at 12:04 am

Having a quiet weekend here! I have spent nothing over this weekend, on Friday I went up and paid my Rates which has gone up like most bills this one by $10.00 per quarter, and I bought a Sundae at the fast food outlet here ďHungary Jacks ď as they are have a penny pitcher specials at the moment. So I got a sundae for $1.20 instead around $3.25. One threat once in a while is ok in my book.

So far I have had eleven No spend days so far this period and still have one week to go! I have been spending time on my computer and working on a craft project as all is not lost time wise.

Sixth Monthly Financial Summery for 2013

July 8th, 2013 at 02:08 am

Here is my Financial Summery for May -June period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my first review for last monthís budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$30.20
Groceries===$125=== =$55.80
Non-Food===$15
Clothes ====$35=====$11.00
Grooming===$20=====$33.00
Gas======$20
HH items===$40=======$70.65
Fares== ====$15 ====$10
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35
Medical & Diabetes Expenses ===$70====$5.35
Misc ======$10
Personal Allowance =$90 ===$19.28

Note only one amount is a No Spend

Budgeted for this period $550 spent $235.28 under by $314.72

No Spending Days 15 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $450.00
Grocery allotment $125 for each period under by $69.20 this period

Strategy - Do remember what you have stored before you go and buy more of the same.

Cutting back on supermarket spending

July 5th, 2013 at 01:12 pm

Looking at my food and supplies stockpiles, I think I can go at least until November without buying too much in the way of food and supermarket items. Just all the perishables will still need to be bought so I will see how much can get my grocery allotment in my budget down in the coming months starting with my next post. My next monthly summery is almost ready to be posted here.

I have been working on reading and editing on http://trove.nla.gov.au/ this past few weeks so havenít posted that much anywhere.

Fifth Monthly Financial Summery for 2013

June 23rd, 2013 at 01:06 am

Here is my Financial Summery for May period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my first review for last monthís budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$18.30
Groceries===$125=== =$113.61
Non-Food===$15
Clothes ====$35
Grooming===$20
Gas======$20=======$39.86
HH items===$40=======$10.00
Fares== ====$15 ====$10.00
Entrainments== $15 ====$3.00
Garden =====$15=====$1.50
Gifts & Donations ==$35 ===$2.00
Medical & Diabetes Expenses ===$70====$12.85
Misc ======$10
Personal Allowance =$90 ===$34.42

Note only one amount is a No Spend

Budgeted for this period $550 spent $250.64 under by $299.36

No Spending Days 16 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $160.00

[i]Strategy - Do remember what you have stored before you go and buy more of the same.

Bit slack in posting here.

June 20th, 2013 at 01:23 pm

I have been working on another site of late but spending very little money too!
One of my hobbies is reading recipes that posted years ago, so as I have joined the Local History group, I was given a link to our National Library Australia digital archives http://trove.nla.gov.au/ where they have posted most of our old newspapers and the Australian Womenís Weekly until under copyright periods. So anyone can read these online now.

I have been having fun reading and these old newspapers and Australian Womenís Weekly what I did is studying just one year and period that I am interest in. Copying and correcting recipes as I read them and other information as I found them.

With the newspapers I have been looking out for information for my local history group too!
Itís interesting to see how people lived and worked and died over this period, as I am reading World War Two year as I am interested in how to save money and cooking and rationing during that period.

http://trove.nla.gov.au/

Use It or Bin It Exercise

June 3rd, 2013 at 12:54 am

I am trying to use up some of the items that I have in my pantry that I have bought over the years.
Sago and tapioca are some of these items that I have to use up they are way past their use by dates by a number of years.

Its use it or bin it exercise. I am not putting on weight when eating this recipe so that is why I still have them in the pantry as other recipes I used cause a weight gain in the past.

Lemon Sago
Serves 4
2oz sago
1 1/2 cups water
Soak for 2 hours
Add pinch salt and boil.
Add the rind of half lemon and juice of whole lemon
Then add 1 tablespoon golden syrup and 1 tablespoon brown sugar (white sugar will do if you have no brown sugar).
Dissolve and mix this in the boiling sago mixture and pour mixture into basin to set.
I eat this cold when set with poached whole pears or stewed apples.

Do you have items in your pantry or kitchen cupboard that needs to use up?

Four days of no spending here.

Bit of Nostalgia today

May 29th, 2013 at 12:51 am

Our city hall has been closed for restorations for past few years, and now is open to the public again.
Today I joined my ex-work friends in going to the cheaper restaurant they have there, itís was known as Red Cross tea rooms but a company has been allow to put a coffee shop rest rooms there. Itís been laid out just like the old Red Cross tea room without the clock rooms. We had our lunch there today, the menu is limited but eatable, I had feta and spinach quiche and salad plus a mug of coffee. This set me back $14.00 so itís not cheap by any means. Some of the others tried toast sandwiches or scones and cheese cake. Next time if we go again, I will have a chicken salad I eat a lot of toasted sandwiches or soup for lunch over winter so I donít wish pay for something I can make myself.

Later we went to look at the other tea rooms that have been put into the city hall, ĎShingle Inní this is a 1920s style one that was pull down to make way for a new shopping centre and was to be put back in the same spot when finishís but never was so the council said they would allow room for it to go into city hall when it reopened and they kept their word on that one. Itís so popular that you have to book in 24 hours ahead to go there just for morning tea or afternoon tea. This tea room is the same period as the city hall and all the old fittings have come out of moth balls only thing that not the same is the staff uniforms as old one were not up to safety standards of today. So they have changed them to old fashion 1920s black servant uniforms instead. The original one was colourful prints and long skirts. We worked next door to this restaurant for many years and saw these girls over the years.

Fourth Monthly Financial Summery for 2013

May 22nd, 2013 at 01:20 am

Here is my Financial Summery for April - May period.

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my first review for last monthís budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$36.10
Groceries===$125=== =$44.86
Non-Food===$15=======$10.88
Clothes ====$35
Grooming===$20=======$4.98
Gas======$20=========$5.65
HH items===$40=======$70.00
Fares== ====$15 =====$10.00
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35 ===$3.00
Medical & Diabetes Expenses =$70
Misc ======$10
Personal Allowance =$90 ===$20.27

Note only one amount is a No Spend

Budgeted for this period $550 spent $205.74 under by $344.26

No Spending Days 15 of 28 days

Personal allowance covers health drinks , lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month, it was $590.00

[i]Strategy - Do remember what you have stored before you go and buy more of the same.