It is time to review my daily living allowance for the missing two months of my 2009 budget.

These were January 2009 and last month of 2009 December. So by adding in here so I can finalize 2009 as I am going back to monthly summaries for 2010.

As I missed posting January 2009 here when I started so I am adding it to the December 2009 posting so that I can sign off on this challenge and have all the data in the same year.

These are the categories for this challenge.

Items ----- Approx Budget-----Spent

Eating out ----------$67.00------$84.05
Groceries -----------$271.00-----$173.03
Non-Food -----------$33.00------$27.17
Clothes--------------$67.00------$46.00
Grooming------------$25.00------$63.68
Gas -----------------$50.00------$34.01
Pets ----------------$98.00-------$72.77
House Items --------$83.00------$14.65
Fares ---------------$17.00-------$0.00
Entrainments -------$25.00------$46.67
Garden --------------$17.00------$25.13
Gifts & Donations-----$67.00-----$100.16
Medical & Scripts ----$30.00------$188.95
Misc -----------------$17.00------$0.00
Personal Allowance --$168.00 ---$122.28

Average for the month $1035 - Total $998.85

No Spending days over the 62 days = 31 days in total.

As I missed posting January 2009 here so I am adding it to the December 2009 posting so that I can sign off on this challenge and have all the data in the same year.

Again I had glasses add to medical as I was out of pocket $165 this year. In grooming I would have been shopping for hair dye as I do bulk if I find the right price at anytime of the year. Always buy clearance stock most of the time it because of new packaging or a change in colour and I only use only use red tone ones so I normally in luck here. I will buy a year supply if I can.

I dont have that many leftovers as the others have kept the meat & salad leftovers but I got all the Christmas sweets treats that was leftover this year. Greek shortbread, Apricot balls, white chocolate crackles, a mini plum pudding and coconut ice animal lollies that the children made. I do have some brandy custard in my fridge so I will be right for sweet treats for a week or two with what I have in the freezer too! All White food again but for coconut ice which is bight pink!

I also was given today more gifts today of box of chocolates and tin of Belgium Chocolate Cookies, these were from DF-M daughter who flew in last night to bring DF-M home and then she flew back home today! Her mother doesnt like flying on her own. Her other daughter and family took her down (interstate) earlier in the month but only stayed for two weeks.

No spending today

Its time to review my daily living allowance for the past two months of my 2009 budget.

These are the categories for this challenge.

Items === Approx Budget===Spent

Eating out==$67==$106.27
Groceries==$271.00= = $171.05
Non-Food==$33.00= =$16.34
Clothes ==$67.00==$35.47
Grooming==$25.00==$14.70
Gas==$50.00 ==$31.45
Pets== $98.00 ==$68.44
HH items==$83.00==$145.43
Fares== $17.00 ==$20.00
Entrainments== $25.00 ==$0
Garden ==$17.00==$41.88
Gifts & Donations ==$67.00== $4
Medical Prescription ==$30==$84.28
Misc ==$17.00 ==$99
Personal Allowance ==$168.00 ==$136.74

Budgeted for this period $1035 spent $975.50

No Spending days over the 56 days = 22 days in total.

As I said in the last review of Daily living allowance which is my challenge this year, these are the areas which I dont a fixed spending amounts but can go over board at any point. But can cutback quickly if the need does rise. Approx amount for the two months.

Here is a summery of this spending period. More medical out of pocket expenses not covered in the fixed budget. Along with going out a little more than normal and eating out a lot more than normal. Along with buying more books in personal allowance with portion of this amount are books.

It is time to review my daily living allowance for the last two months of my 2009 budget.

As it is nearly time to post the next two months, I am getting a little behind in my updates

These are the categories for this challenge.

Items == Approx Budget==Spent

Eating out= $67==$133.25
Groceries=$271.00= = $209.17
Non-Food=$33.00= =$10.68
Clothes =$67.00==$0
Grooming=$25.00==$19.50
Gas=$50.00 ==$27.28
Pets= $98.00 ==$121.40
HH items=$83.00==$61.19
Fares= $17.00 == $20.00
Entrainments= $25.00 == $78.60
Garden =$17.00==$13.00
Gifts & Donations =$67.00= =$77.00
Medical Prescription =$30==$165.70
Misc =$17.00 ==$0
Personal Allowance =$168.00 ==$269.56

No Spending days over the 56 days = 23 days in total.

As I said in the last review of Daily living allowance which is my challenge this year, these are the areas which I dont have a fixed spending amounts but can go over board at any point. But can cutback quickly if the need does rise. Approx amount for the two months.

Here is a summery of this spending period. More medical out of pocket expenses not covered in the fixed budget. Along with bill up on pet food stockpile, going out a little more than normal and eating out a lot more than normal. Along with buying more books in personal allowance with a large portion of this amount is books.

It is time to review my daily living allowance for the next two months of my 2009 budget.

These are the categories for this challenge.

Items ==budget==spent

Eating out= $67==$82.25
Groceries=$271.00= = $134.77
Non-Food=$33.00= =$9.48
Clothes =$67.00==$25
Grooming=$25.00==$32.45
Gas=$50.00 ==$33.27
Pets= $98.00 ==$41.66
HH items=$83.00==$31.72
Fares= $17.00 == $22.20
Entrainments= $25.00 == $4
Garden =$17.00==$3
Gifts & Donations =$67.00= =$8.50
Medical Prescription =$30==$82.20
Misc =$17.00 ==$0
Personal Allowance =$168.00 ==$125.69

No Spending days over the 56 days = 32 days in total.

My eating out in this period included a few restaurant meals so its over budget but not a great deal this period. Grocery came in under by about 50% but I am cutting back so I can use some of my stockpile and near out of date stock. Pets were another one that I am under this period by about 57% but will be restocking some items over next few weeks. Medical is out of pocket medical expenses more still to come in this period too! Eye specialists are expense I hope to get the bottom of my problem soon!

On personal allowance front I am still ahead but this does include books which is my weakness as 65% were books. Some were new and some old antique ones that I found last month.

As for next period my Gifts & Donations will skyrocket as I do have a few birthdays coming soon.

No much too write about at the moment. I have only been out once since I last wrote on here.

It now been 7 days of no spending, so other than a day in the city for a medical appointment and I had Lunch at the casino on my own for $10 a main meal, cake & coffee, when I buy this I keep someone in a job and I dont cook that night too! If I went to a fast food restaurant it would cost about $8.00 so I get no junk food and real services. Its bit of a walk to the casino but it worth it.

I hope to spend very little this month; it time to start the ball rolling to get some painting quotes as the outside of the house need painting. I just hope its not to cost too much.

It is time to review my daily living allowance for the next two months of my 2009 budget.

These are the categories for this challenge.

Items ==budget==spent

Eating out= $67==$144.70
Groceries=$271.00= = $128.30
Non-Food=$33.00= =$19.64
Clothes =$67.00==$0
Grooming=$25.00==$19.64
Gas=$50.00 ==$22.60
Pets= $98.00 ==$82.13
HH items=$83.00==$68.88
Fares= $17.00 == $0
Entrainments= $25.00 == $0
Garden =$17.00==$0
Gifts & Donations =$67.00= =$40
Medical Prescription =$30==$488.24
Misc =$17.00 ==$3
Personal Allowance =$168.00 ==$146.95

No Spending days over the 56 days = 33 days in total.

My eating out in this period included a few restaurant meals so its way over budget.

I did buy an oil heater for my computer room; if the weather gets much colder here as my air conditioner doesnt come that far.

Another big expense this period was my medical extras, these included dentist visits, eye specialist, and first aid kit update. These were out of pocket expenses after refunds.

In personal allowance area was a mail order of books and other book purchases; this was the bulk of this period expense. Other than paying bills which come out of my bill accounts areas I didnt have many other expenses over this period.

$1035 budget total and I spent a total $1163 this included a few unexpected expenses like eye specialist & dentist visits. So was over budget $128 which is cover by an emergency fund if I was short of money but I didnt need to dip into it at all. By cutting back on a few areas I was able to cover any extra expense over this period.

Now two weeks into my next period so I am doing well with some money in the bank to pay my way.

Found a local Church that has FREE Garage Sales now & then, so as I was never able to find anyone to buy my stuff that I had in the first place and to void the sign finds by the local council $300 @ sign. One of my neighbor keep putting up signs when you have a garage sale but as you are the one advertising it you are the one who will get the fines as he put up six signs. It can cost you $1800 to make $40 to $100 not worth it and the stuff is not modern enough for some now!

I have now decided to donate some of it to them when they have their next one. As they do give it away for free to the needy. Some of it will go to other places as I dont think some of the books will be right for them. By looking at their books on the boxes to go by!

Now that I have a place for my junk to go to I now can make it my winter project and what doesnt go to them will be sent to the local school fete this year. Both these places dont change the earth for second hand goods either. Other charity shops think, if not under two years old or new in it original packaging/price tag on it or antique then they think its no good and will send it to the dump or what they keep, will then change people almost the price new for it! My idea of all second goods should never sell for more than 40% of their original price when bought new. The other day I was looking at cookbook that I wanted for a set that I am making up, I only have 6 books to go, I found one of them but they wanted $6 for it, when I bought all others for under $2 each and they were around $2.99 each to start off with new. I left it there too!

I did pick up a cookbook & a glass pie plate at the free garage sale.

It was a no spending day too!

Well I thought I better start again with blog. It's back to basic for now.

Time to review my daily living allowance for the next two months of my 2009 budget.

First I would like to say that I dont work on a calendar months as my budget always starts a few weeks before Christmas as I am procrastinator if I dont do it then it will take months for me to getting done if at all. I am working on it.

I am hoping to cut over $1000 from it over the year on what I spent last year or better. Its all those little items included that mount up. As this the area that I do have some control over in my spending.

First number is what I have averaging amount budgeted for these two months; second figure is what I have spent. The figures in brackets are the area and amount spent with the stimulus package see below.

Eating out= $67==$80.46
Groceries=$271.00= = $94.56
Non-Food=$33.00= =$7.10
Clothes =$67.00==$181.93
Grooming=$25.00==$17
Gas=$50.00 ==$18.25
Pets= $98.00 ==$52.87
HH items=$83.00==$91.14
Fares= $17.00 == $25.00
Entrainments= $25.00 == $99
Garden =$17.00==$141.66
Gifts & Donations =$67.00= =$75
Medical Prescription =$30==$101.29
Misc =$17.00 ==$10.63
Personal Allowance =$168.00 ==$87.19

$1045 = $1045 to spend over this period, spent $1083.08 came over by $38.08. In this period I budgeted to spend a little more of my $1400 Stimulus package over these two months as I didn’t get any in the second around of Stimulus package that is being paid now. So what did I buy; a DVD player that I found for $99 saving of $30, Garden blower & cord $141 which was needed for my garden, some more clothes & shoes for next summer at the summer marked down sales $181.93== $421.93

Spending was as normal over this period but still cutting back on grocery & pet food over these months. My medical expenses are going up owing to a current medical condition.

I had 28 days of no spending days over this period.

Christmas day - just driving to Christmas lunch - no spending
Boxing day - no spending day
Saturday - no spending day
Sunday - no spending day
Monday - no spending day
Tuesday - no spending day
But Tomorrow - is lunch with friends, driver licence renewal, bill paying, picking up new glasses and looking at Post-Christmas sales but I don't think I will buy to much as I don't need anything but I need to buy a gift with the money I have been given for Christmas.

Using the omelet marker for the first time, as I normally make fluffy omelet I made this but it did rise went flat when took them out the marker. As there was no booklet with it, I’m going by just trail & error. It was still eatable but good enough to serve visitors I would think. I will need to look around for the right mixer recipe. I got this one for free its value new $49.99, it was only used twice before.

No Spending Days so far this month :~ 13

When I bought the black leather handbag on Saturday for $2.00 value around $50.00 plus. It had some wear marks and a bit of white paint on it. Today I got out the Turp’s and clean off the paint and then using leather dye black painted the handbag so that I can now use it for a number year’s I hope. I clean up some old razors that I found in a box, I wonder if they are of any value to collectors. Now I am looking at what I got in my little boxes around the place.

Weekly Main Meal Menu

Sunday ~~ Chicken Schnitzel & Egg with Vegetables
Monday ~ Curried Sausages with Rice
Tuesday ~ Buttered Chicken with spiced rice
Wednesday ~ Lamb chop with mushrooms & Grilled Tomato
Thursday ~ Tuna Pasta with Salad
Friday ~~ Salmon Patties with Vegetables
Saturday ~ omelet with salad

No Spending Day

My neighbor that owns the property that I got the first lot of free stuff came over and gave me a plastic bag with a lot of jewelry in it. I did take most of the jewelry the first lot too! There are some interesting pieces in it. The necklaces I may never wear so may send them to my niece, as she did this kind many years ago. Two or three pieces I do like and where were some sterling silver charms in the first lot and the charm bracelet has surface with this lot. I would sell some of this stuff later if I became short of money. Let’s say some of this stuff is of vintage kind. Some of this stuff was put up for sale at garage sale at one time but never sold that was five years ago.

No Spending Day :9

Well I did spend a little today; I had to go to the city.

Afterwards I checked out the supermarket for markdown goods while there and spent about $5.00 on clearance food lines, saving around $11.00 there.
I did drop into the op shop on the way home and bought some more books 3 cookbooks for 50c each saving around $30.00 here on Reg. Price.

I did go to Hungry Jack for Coffee (free) and had a burger & cone as well. Cost $2.40 saving $2.45 here.
Not bad but not good when you think about it, a little of no will power.

So I spend money today
Total Money spent today $8.90 (my cash outlay)
Savings $stretch $43.45

No Spending Days:- 8

Weekly Main Meal Menu

Sunday ~ Tuna Pasta with Salad
Monday ~ Leftovers night
Tuesday ~ Apricot Chicken with Rice
Wednesday ~ Omelet with Shredded Cheese and Salad
Thursday ~ Steak with Onions & Grilled Tomato
Friday ~ Salmon Patties with Vegetables
Saturday ~ Chicken Schnitzel & Egg with Vegetables

Why do people leave stuff with families that are renting, then they do a runner leaving no forwarding address after 6 months the owner need to move it as they are pulling the house down next week to build eight apartments, as they know I am bookworm they asked me if I would go though it for them. I did collect only the stuff I could use. I got a very nice saucepan & measuring jug that had been in the yard, yes all this stuff had been outside on a patio for six month. Some boxes of jewelry and number of books on history (I did leave the books that I would never use) and Lord of Rings game to paint. What I did take I will give some away to others. Stuff toys and children linen given too others. The person did have unusual interest in some things. I don’t know what will happen to the rest of the stuff, I could take the rest to the op shops but then I will need to carry it over to my place, there is far too much stuff to do that and they have a truck to take it but it will end up in the dump for all I know.

Gone shopping or bought something 10 times

Travel to the city by bus 2 times

Drove my car only 8 times

Had food bought or had for free away from home 5 times

And had 20 No Spending Days since the last count.

Let’s see what next month’s will be

Going through some of the baskets of cookbooks & files, I didn’t find too many to chuck out but I put them back into better order than before. I have still got along way to go in this computer room and library. As I’m looking for a set of cookbooks for my next month’s menu. Not that finding them is a problem as I can always look on the internet if I have too! That’s what you get when have more than one bookcase of cookbooks. I want to do some OAMC cooking and single meals for one over the next month with new recipes with a few old ones if I don’t fine the missing cookbooks.

It’s another no spending day here.

I'm doing inventory of my pantry this week, so see what I have left that I had bought last year! It's good to know what you have to work with, as at times we keep on buying the same items over & over again but never using them all. I did put out four shelves today and checked dates and marked a date on it if I didn’t find date and write it down too! I manage to put back three shelves today but one of my cats decided to have a sleep on the bottom one while I worked. What did I find in my stockpile, that I rarely use 4 packets of sago, 14 packets of 2 minutes noodles, 2 bags of polenta, 3 bottles of apple concentrate and lot’s of sugar white, raw, brown, and caster I mainly use white sugar for chutney. It’s no good give it away as most is past they best before dates. I can use this lot if make something with them soon. Today I made Vanilla Sago Pudding and I got 5 serves from this as I use some latte mugs that I was given for Christmas to put them in.

Weekly Main Meal Menu

Sunday ~Sweet & Sour Pork w’ Rice , Vanilla Sago Pudding
Monday ~ Meat loaf & vegetable, Vanilla Sago Pudding
Tuesday ~ Dinner out
Wednesday ~ Sweet & Sour Pork w’ Rice, Vanilla Sago Pudding
Thursday ~ Omelet with Shredded Cheese and Salad, Vanilla Sago Pudding
Friday ~ Pasta with Tuna & Tomato Sauce Vanilla Sago Pudding
Saturday ~ Curried Sausages with Rice

It's a no spending day here

If you have read some of my earlier blogs you’ll know that I do ironing for pin money. My friends don’t like ironing so they pay me some money to help me with a little extra bit of money. One hasn’t bought over any since long before Christmas it was a large pile of ironing. And other one given me her best garments to iron. Along with my own ironing I have over 3 hours of ironing to do. So this morning around 3.30am this morning I got up and started iron as this is the coolest time to iron in summer. I got most of it done now so I only got to do the best of the garments to iron then wash my own hand washing so I can iron them too!

Other than doing the ironing I didn’t do too much today. So it was a no spending day here.

Well I had to get off the computer at lunchtime, as I heard thunder in the distance with means a summer storm is on it way. If I am home I always close down my computer at first sign as once we have lightening strike next door it was the first one for the day. I saw it strike too! Burnt the trees next door and they lost all appliances in the house. It just stopped raining a few minutes ago so I checked my rain gauge and we just 60 mm - about 2- inches. My tank is overflowing as we had more than 160mm -almost 6- inches since Boxing Day in my property. I hope this last storm started near the Dams as it came from that area. They may been a storm over the dam catchments in the past few hours. The areas that is notorious for flash flooding are up and overflowing around here. I'm lucky as I live on a hill even if polar ice caps melt by 14metres, I will high and dry. I have been working on my HP tutorials in the last few days just more lesson to go for this month. And new ones start on Monday. Have enrolled in about four courses for January classes, one is a repeat and another one is just two lessons so I will do those one first. Still storm clouds around so I will not stay long on the computer. Weekly Main Meal Menu Sunday ~ Spaghetti Bolognese Sauce on Baked Potato Monday ~ Honey Soy Stir Fry Beef with Rice Tuesday ~ Leftovers night Wednesday ~ Omelet with Shredded Cheese and Salad Thursday ~ Curried Sausages with Rice Friday ~ Steamed Fish and Salad Saturday ~ Pasta with Tuna & Tomato Sauce

I got my washing done today; last time that I washed was before Christmas as it was fine here today.
It’s been raining since Boxing Day has stopped but could start again around Wednesday.

It’s now flooding in next shire and northern New South Wales. But we still didn’t get much in way of rain in our Dams yet again. Some rain but not enough to take it up even 1% higher.

I didn’t go shopping today nor buy anything out of the nine catalogues that came in the last few days.
Oh there were few things that I could have bought, but part of my strategy for this year frugal challenge is to look what I have got that can be used instead of buying. Some things will be bought but I hope not as much as the last few years. An example in 3 catalogues from Avon, now remember I did a tidy up of toilettes and make up cupboard, only things that are in short supply are were perfume body spray that was on special in next 2 campaigns but could use the perfume instead and normal roll on so I don’t need that. Next was microfiber gym towel in pink but I have one in navy and could use a microfiber cloth if need an extra towel or normal towel for that matter which I have plenty off. As for make up & face creams I will live with what I have got and that plenty enough to supply the whole street only problem is it past the use by date, but I can live with that. As long I don’t get a skin reaction to it will be fine.

As for the other catalogues that come are from those mail order houses this year I thinking they will just junk mail. Just removing parts with my name on them and recycling the paper. Letter box junk mail is read then recycled. I only keep the grocery ones most time until the next lot arrives then crosscheck them so any items that I need this little trick can save heaps as we don’t have coupons in this part of the world. $$$ Another Strategy

At the moment I am reviewing my wardrobes. So some clothes are going because the elastic are going, I know that I will not replace them and I have other clothes that I can use as my lifestyle has now changed as I am no longer in the workforce.

As I buy mainly second-hand clothes so I haven’t been culling often as why would you re-buy the same clothes in the same size again? So I did go through them to see what I wouldn’t again wear or wouldn’t fit now as I don’t worry about being in fashion. I also did the drawers and shelves in this exercise and found some items that I had forgotten that I had bought so putting them altogether in the right place; I will not need clothes, underwear or hosiery for the next year or so!
One example of lack of organization, I had been buy knee-hi hosiery thinking that I had run out of my stockpile but today, I found my stockpile in another cupboard. Enough for next two years, I would think seeing I still have heaps of in use ones as well when they were all put together.

But when I do throw things out its junk and it has lost value or I can replace for little cost.

I am more then half way through this task. I have already given away the clothes, shoes and handbags from this task that I have removed so far. It’s part of my 72 hours rule. I find that if I don’t do something within 72 hours it doesn’t get done. $$$ Another Strategy


It's a No spending day

I did try this recipe and modified it a little.
As I cook only for one, I made up only half the recipe

Easy Tuna Dish (Modified)
Serve 2 - Double recipe for 4 servings

1 small (95g) can chunky tuna in spring water or brine, drained
2g Chinese dried mushroom soaked for 5 minutes then drained
or 1/2 can small of sliced mushroom, drained
1/2 can cream of chicken, celery or asparagus soup, undiluted
1/2 can (440g) pineapple pieces in juice. Drained and reserve juice if you need any liquid
Cooked boiled rice (Heated)

Open all cans and measure required amounts.
Just blend the ingredients gently in a saucepan or microwave dish and heat through.
Serve with boiled rice or fried noodles.

I have made the original recipe twice now.
Taste is a little more on pineapple side; it does have a yellow look but tastes ok.

Ideal if you need to just mixed a few cans together and you have no refrigeration.

Other variations:

Add some green beans or peas if you have them.
Instead of pineapple use dried apricots, cropped, soaked and drained.
Instead of can tuna or salmon try chopped spam or ham, all do come in cans!
Instead of rice or fried noodles try 2 minutes without seasoning.
This recipe is becoming a mix 'n' match one. It's a recipe ideal for living off your pantry or camping supplies.

My DS call in today, as it was his day off work. He works a 4 days on and 3 days off each week but doing 12 hour shifts walking around a shopping centre all day & night as security guard. This is not good for his feet so every month or so he will call by to have me do his feet. Have been doing free pedicures for my family and friends for years. I only wish is that someone would do mine at some time.

Weekly Main Meal Menu

Sunday ~ Easy Tuna Dish
Monday ~ Spaghetti Bolognese
Tuesday ~ Omelet with Shredded Cheese and Salad
Wednesday ~ Lunch out
Thursday ~ Steak, Onions and Egg with Mushroom Sauce
Friday ~ Pasta with Tuna & Tomato Sauce & Stone Fruit
Saturday ~ Chicken Salad & Stone Fruit

Happy New Year everyone

It’s about time I had a good look at what I have already squirreled away.
As ex Avon rep. my toiletries and makeup area are overflowing so that nothing is needed in that area. I did a quick tidy of that storage area and review what I have got. Only thing would need is shower gel but using the bath & shower wash instead will work the same.

Next area was the stationery as next week is the best time to buy it here at the Back to School Sales.

Nothing of the above areas will be bought next year. The thing that I may run short of is photo copy paper. I will buy some later in the year as this does come on special though the year also.
Other thing that I need is new paper shredder so I will need to keep an eye out for this, my Christmas voucher will cover half the cost of the paper shredder. I been buying the cheapest models, this is the second time I have broken them, so this next one will more up market one. I will wait until it goes on special then buy it.

So the verdict is that I don’t need to go the Back to School Sales this year!

No spending Day

In the past 16 days, I have had 11 no spending days. Three days were for Christmas shopping and paying bills, other two days grocery shopping for others as I do shop for my friend. So if I keep this up, I will have a very frugal year for 2008.

There is a bad weather on our coastline for the next few days, so this morning I got my mower out a mowed the lawn which needed to be done. If left for another week, I would have a hard job pushing the new mower. I got another few weeks before I will need to do it again. Saving $50.00 on paying someone to do it for me. I did water some of my plants with some tank water so the level would be lower too! I still have few pots around that don't watered when it rains. Next task will the freezer & fridge that needs a good clean but still to much food in them to do it at the moment. So I'm having the rest of the day off to work in the computer. I have run out of energy anyway! I did find a good article on wardrobe planning that was printed around 1973 in a book that costs 50c when new it's so old. It looks more do able than the other one. No spending day

How to buy - Three Beauty Budgets - (Working Wife)

Hilary can spend more.

Although she is married, and helping to save for a house, she still goes out to work.

She buys only goes out to work. She buys only medium-priced cosmetics, but tells us her beauty money allowance just doesn’t seem to stretch far enough.

We suggest that a medium budget can come to grief if you pay medium price for everything.

It’s often better to splash out on some items; save on others.

Suggested budget for Hilary.

Fifteen shillings per week – just over £3 a calendar month. Half of this should go hair care until Hilary achives the dryer which will make home setting easier. Then she’ll re-budget, buying hand cream and skin food. ($1.50 / $6.00 per month 1959 prices)

Fixed Monthly buys
Cut, shampoo and set at good salon ……..17s -6d
Hair allowance
(to cover occasional bottles of
‘Hudnut’ bottles Egg shampoo
and of Tress setting lotion)
Home perm every three months (Toni 8s)
Rest saved for a hair dryer. …………………….12s-6d
Cleansing Cream (Ponds)……………………………5s
Tube of lanolin (for hands and
Occasional nightly facial use) ……………………2s-3d
Make-up foundation (Outdoor Girl) …………1s-6d
Variable Buys
Powder (two months supply, Max Factor)
Alternating with Lipstick refill 4s ………………4s-3d
Eye make-up items (pencil, mascara or
eye shadow) ………………………………………1s-6d
Nail polish (Cutex)
alternating with remover …………………………2s-6d
Yardley perfumed Spray Mist cologne 13s-9d
alternating with Large Freesia talcum powder
and Poise deodorant,6s-9d &6s-5d approx……13s-6d

Total ……………………………………………….($6.05)……£3-0-5

Using the above list let see what I would buy or change!

Times have changed? This example spends a lot of money hair and luxuries.
So I would just re-budget the whole lot.

But adding to this list a Sunblock 30+, Moisturizer, Tinted Moisturizer, Face mask, hair conditioner and style gel also looking for better prices on perfume, talc and deodorant and buying a hair styling blower. Buying all at lowest price you could fine. Switching to a cheaper salon for a good cut using a wash & wear hair style and along with dropping the face powder, tube of lanolin, perms & setting lotion altogether.

No Spending Day

How to buy - Three Beauty Budgets - (SAHM)

People in these example had different ideas on spending. We budget for them according to their means and moods. Why not copy on to suit your purse?

Janet can spend only a little …

Her husband’s wage has to keep a family of four, in fact she told us. “I can’t afford beauty!” But when we made her add up odd cosmetic and toilet buys she was surprised to find that they already amounted to about 5 shillings a week. We showed her how same sum could be better spent on professional hair-cutting, and on all the cosmetics she really needs.

Suggested budget for Janet
Five shillings per week (1959) just over £ 1 per calendar month.

Fixed monthly buys
Hair cut …………………………………….5s-6d
Cleansing Soothing Lotion - J&J Baby Lotion……………………………3s-6d
Hand cream large tube………………………………………2s-3d
Shampoo alternating with conditioner ……………………………………1s-8d
Variable buys
Powder(2 months supply bought months with Liquid make-up)…3s-6d
Lipstick (alternating with refill Anti-perspirant ……3s-6d
Small make-up buy–Eye shadow,mascara or small lipstick ..1s-6d
Total ………………………………………($2.15)…… £1-1s - 5d per month
Angel face or Rimmel ranges use above.

Here are my views on above text.
As all theses budgets are for only the mother of household.
Extra money would need to be found in these household for the other members of the household.

It’s a raw basic beauty budget for one person (SAHM), and if you worked it out today prices it would a minimum of $2 per week.

Using the above list let see what I could spend on the above raw basic beauty list and some.

Fixed monthly buys
Haircut ……@$16.00 (every 7 weeks)…………………$9.15
Moisturizer alternating with cleanser ………………$3.00
Hand cream large tube $2.00…... 50c
Shampoo alternating with conditioner …… $3.00
Variable buys
Tinted Moisturizer (6- month’s supply bought alternating with Liquid make-up)……….. $1.25
Lipstick alternating with
(& Sunblock 30 or Avon $1.50 100g) + (crystal stick block $12.00 once off buy) …….$5.00
Small make-up buy –Eye shadow, mascara or eyebrow pencil & liner…………………….$3.00
Total ……………………around……$24.40 per month or $6.10 per week.

I add to this list Sunblock 30+, Moisturizer & Tinted Moisturizer, Eyebrow Pencil & Liner, dropping the Face powder altogether. Buying all at lowest price you could fine.

You would be looking for bargains basement buys in some of these lines to get under this price now!

These are prices around my area.

No Spending today

Cut out all that waste

Realizing that the make-up that goes on ours faces costs very little.
It’s the half-used items at the back of the drawer that run away with the money.

Try before you buy. Purchase lipstick at counters which have testing stands(usually a larger chemists and stores) and by comparing powder and foundation with of the skin inside your wrist. Here the tone is similar to that of your face.

Use up oddments by remembering…. That two ‘old hat’ lipsticks, worn one on top of the other can give you two brand new shades… that using a light lipstick can soften a too- bright colour… that by mixing face powder oddments of similar texture on a huge sheet of paper you can blend a new shade to tone with your skin colour.

Apply make-up correctly …. Good for your budget and your looks. Use a little eye-make-up on one or two “perfecting your technique” sessions. Comes much less expensive in the long run than constant start-again mistakes. Use foundation as thinly as possible; slide it on over moisturizer and blend it well. Loose powder must be applied generously to stay put, so don’t try to economize here. But good initial application does cut out the use of any more powder for re-touching.

Start a swop group with your friends –getting together every now and then to exchange beauty gifts that aren’t quite you, or unsuccessful experiment buys. One girl’s cosmetic mistake can be another girl’s perfect buy!

Here are my views on above text.

Half-used items at the back of the drawer. Learn by your mistakes, and remember that today fashions are changing so fast that this will happen if you let latest fashion control your make-up drawer or bag. Something new is coming out daily. Try to find what’s best for you and update to the new trends very slowly.

Try before you buy. This is the best trick of all, use all those testers before you decide to buy. Even if it’s not at the store you are trying on the tester. Even try to a get a free make up done if it’s offered in your area. This will help you see if the new trends look good on you.

Use up oddments These tricks has been around are good if you do make a mistake or are given some free make-up items with you buy or spend $X with some cosmetic companies

Apply make-up correctly …. Look at some magazines for ideas and new tricks in applying make-up correctly.

Start a swop group with your friends. This one tip is the one would be worried about. It’s ok the swop items that have very been use, but not half used items are bacteria can grow on make-up and how old the make-up is in the first place.

Lesson Three to follow

No spending today.