We went for a drive to buy deadlocks & patio bolts for my wooden doors, I will buy the ones for security doors later when we start on that door. As I’m taking Amy Dacyczyn Strategy on this project and buying the best that I can afford. I am working with brass fittings for this door. Spending today $143.98 so far.

As we start this project this morning and had to hire a diamond cutter machine to cutting the brick wall where this door is going. Costing $146.00 but saving a full day work on this project. It’s was returned within 2 hours.


On return we went on a pick up run for other jobs that my handyman friend is doing.

We went to the Yatala Pie Shop for an early lunch and then on the local supermarket to buy a few things before returning home.

BREAKFAST Muesli & Milk Coffee
LUNCH Lunch out free
DINNER Fillet Steak, Egg, Onion & Tomatoes Coffee

My major project door spending to date. $798.98
Today’s Full price Tally $303.23
Today’s Savings - $2.37
2007 Total $-t-r-e-t-c-h Savings Tally $10365.69

If you have been reading this blog for awhile, you would been aware that I have order a water tank and it was to come this week, well it’s not they rang up to say that their molding factory had a miss firing and no tanks will be delivered this month. So I may have my water tank after Easter.

I went shopping for grocery today, sent $11.85 saving $3.20. Bought the balance gourmet travel books that one of thrift shop had, spending $4.00. Bought a Tupperware Store & Keep large one at thrift shop for $3.00 saving around $20.00 new.

BREAKFAST 2 Boiled Eggs Toast & Jam
LUNCH Crackers with Cream Cheese & Herbs Fruit Coffee
DINNER Pasta with Pasta Sauce & Tuna

Today’s Full price Tally $42.05
Today’s Savings - $ 23.20
2007 Total $-t-r-e-t-c-h Savings Tally $10363.32

I was at it again today putting another coat of varnish on the door surrounds, which I will do another coat then finish off when it’s all up. Tones do match so I did picked the right colour.

After I finished I when up the street for a walk and bought some crackers that were on special this week. Saving $3.00 on these.

BREAKFAST Muesli & Milk Coffee
LUNCH Mixed Salad & Hummus on Crackers Fruit Coffee
DINNER Thai Satay Chicken with Steamed Rice & Green Tea

Today’s Full price Tally $7.50
Today’s Savings - $ 3.00
2007 Total $-t-r-e-t-c-h Savings Tally $10333.87

Buying wood strain for my major project, a few other odd bits too! On the Turps alone I bought a 4 litres bottle for $7.85 instead of 1L bottle for $3.50, saving $6.10. As the recycle timber that we bought last week is different wood tones and different woods grains. I needed to find a light wood strain to blend in with them all also the doors so opted for a teak. I plan to use full strength on the light coloured wood and 60: 40 ratio on rest of the wood as these have red tone in them. I think some could be a cedar and some are Australian hard woods. I plan to wash down the wood tonight after my handyman friend has dressed the wood so that I can paint it. Painting and vanishing is my part of this project. I do fine very relaxing pastime and a great challenge that I can do something as good or better than some other folk.

BREAKFAST Muesli & Milk Coffee
LUNCH Turkish Bread with Hummus Lettuce Tuna Marinated Feta with Marinated Peppers
DINNER 2 Egg Cheese Omelette and Pasta Sauce & Grilled Peppers

Today’s Full price Tally $36.04
Today’s Savings - $6.10
2007 Total $-t-r-e-t-c-h Savings Tally $10330.87

My handyman friend drove me down the coast to a place to buy some recycle timber for my door, he had go down that way today. It’s was across the border, he has been working in that area for awhile now. We got five nice pieces of timber with a few nail holes in them but I can live with that. I am not doing any jobs around my house so it can be good for the next person that buy this house but just repairing and doing it up for me to live in. I have one of the few houses in my area that can be pulled down to use the land to rebuild here in this area. I live in Heritage area zone my house was build after the cut off date. I don’t wish to overvalue my house as it’s at the bottom end of the market as it is, I plan to be here along while yet and I don’t have the money to do it up for resale. So it will only ever be sold as a fixer upper.

We had a great day and we went visit a lady that his next client to fix up her kitchen next week. After on the way back we drove up to a local land mark here the Yatala Pie Shop for lunch. Meat pie, custard tart and soft drink as it was hot. Then we went on to pick up some supplies that he had to get in that area when on to do some business elsewhere. We got back to my place around 3pm, I tell driving doe’s make you tried. My recycle timber cost $90.00 saving around $144 off buy new, along with a free lunch. Value $9.50*

BREAKFAST Muesli & Milk Coffee
LUNCH Lunch out*
DINNER Bean Patties with Salad Fruit Coffee

Today’s Full price Tally $243.50
Today’s Savings - $ 153.50
2007 Total $-t-r-e-t-c-h Savings Tally $10,264.47

It’s another No Spending Day so I had very quite day at home, as my new door is going in the computer room. I do need to move a few things around and it’s taking much longer than I thought it would. Today I started moving some of other boxes that my cookbooks are stored in. I did get my floor vacuum cleaned also.

BREAKFAST Muesli & Milk Coffee
LUNCH French loaf with Low-Fat Cream Cheese & Tomato Coffee
DINNER Omelette with Chilli Sauce Coffee

I started to get to on with my major project, one of the minor jobs to be done before any work can be done on the widow that will become a door in the near future. So today job was to move all the books off the bookcase that in the in the way. I moved it the corner of the room, I may leave it there for now. It’s full of books on fugal living and cooking. I still have another bookcase to move but this will be going to another area of the house. At the moment it can stay where it is for now!

I went to buy a rubbish bin for DF-M but they didn’t have any so I will ring before go again. I did buy some waterless car wash that I may need at some time in the future as I will not be able to wash my car on the next water use level which is coming in a few weeks and I will not get fined for cleaning my car. I drop to the fruit shop on the away home and bought some milk & tomatoes.

BREAKFAST Baked Beans on Toast Coffee
LUNCH Mixed Salad & Hummus on Crackers Fruit Coffee
DINNER Omelette with Cheese

Today’s Full price Tally $16.80
Today’s Savings - $ 5.00
2007 Total $-t-r-e-t-c-h Savings Tally $9887.02

I was given some free homegrown mangoes and not just the common one that you would make mango chutney with, but R2Y2 mango I think it’s call, four of these RRP $2.50 each and 8 Kensington Pride mangoes RRP $1.00 each. Had a R2Y2 mango and it was beautiful and I gave one away too!

On my DIY varnishing job is on the 4th day, I have got into a pattern in the varnishing, you do need have a pattern so you know where you are painting. You must follow the grain of the wood and not put your hand on the one wet varnish too! I did turn the doors around so that I could varnish the other side of the doors, as they had to be standing against posts while I am painting them.

Today’s Full price Tally $ 18.00
Today’s Savings - $ 18.00
2007 Total $-t-r-e-t-c-h Savings Tally $9615.67

February / March Goals & Planning Ahead

~ Have my credit card at Zero balance by end of the each month.
~ Come under budget.
~ Deposit into the online accounts.
~ Pay All Due Bills on pension days or ahead of time.
~ Chiro visit (one every 4 weeks)
~ Known outings to budget for in February / March - lunch out 2
~ Live off my Bulk Food Assets ~ (On Going)
~ Make up another eight meals OAMC. - Out of Bulk Food Assets.
~ De-cluttering Computer Room for door project.
~ Finish Door project
~ Gardening Mowing & weed back garden & put water saving techniques in place
~ Cull & de-clutter computer files not in use. – (on going)
~ Downsizing storage and clean these areas (zones 6 , 7 & 8)
~ Install the water tank, paid and apply for rebate.

Review of the last two months.

December / January Goals & Planning Ahead

~ Have my credit card at Zero balance by end of the each month. - Yes
~ Come under budget. - Yes
~ Deposit into the online accounts. – Yes
~ Pay All Due Bills on pension days or ahead of time. -Yes
~ Chiro visit (one every 4 weeks) –Yes
~ Known outings to budget for in December / January lunch out 4 dinner 2
~ Live off my Bulk Food Assets ~ (On Going)
~ Make up another eight meals OAMC. Out of Bulk Food Assets. -Yes
~ Gardening Mowing & weed front garden & put water saving techniques in place. - done
~ Install the water tank, pay and apply for rebate. – still waiting
~ Cleaning and painting garage before the tank is installed. – done
~ Cull & de-clutter computer files not in use. – still to do some
~ Downsizing storage and clean these areas (zones 2, 4 & 5)

3rd coat of varnish has been done on one side one now I will do the last coat when it hung up. I will need to turn them over and do the other side, I will leave it an extra few hours before I sand the other side and do the 25:75 varnish first up.

Visit from my handyman was not needed to move doors. Free Lunch then he was off again. He liked the doors colour and seems to think it’s a cedar color. I asked him about the other parts of the door so I could paint them too!

Another three days then I can stop until he comes with others pieces and cut one of the doors in half then I will need to seal that too! Focusing on that project and baby steps is the only way I will get this all done!

I had to made a trip to the hardware store as DF-M wanted a rubbish bin for her recycle water. It was easier to go and get it than give her one of mine. We use these to put our grey water in until we need to water our garden. As we both wash a random and not when we need to water our gardens. I went before they were open today so had to sit and read for 30 minutes, I have a book on nutrition 1962 very interesting to read when I get a free moment. A lot said in this book has now come out true. Funny that! I can read it at random as some the information is not available today so it makes very informative reading.

I bought a few items as usual, something that I did see in a mail order catalogue late last year. tool- Pick up and reaching - 1 metre long . That you can reach some thing of a shelf, it was $14.95 plus $7.90 postage. & $1.50 insurance so that $23.45 but I got it for $4.89 saving $19.46 so it pays to shop around if you see something these catalogues. I would have save if I bought more items on postage & insurance. I did buy paint tray and roller set that was on special $4.48 saving around $5.00.

When I came back I did my washing that two loads and some hand washing. After I had done that I got into doing the coat of varnishing on the doors.

While I was delivering the rubbish bin. DF-M asks if would like some prunes as I thought she say so I said yes that I would use them. Next minute she is giving me 2/3 of the prawns that she bought on Friday. At $24.95 kg so I was given about $14.50 worth of prawns, I told her next time just ask for the number of prawns and don’t buy them by the kilo in future. I had six of them for lunch on crackers with marinated feta and my evening meal I just peeled prawns and seafood sauce and just dipped. They had to be used by today.

Today’s Full price Tally $33.33
Today’s Savings - $38.96 (including free prawns)
2007 Total $-t-r-e-t-c-h Savings Tally $9577.85

I have set myself 10 days to do this painting job. At lease my part of it. The timber doorframe I still haven’t got the wood to paint as of yet. This may need to be painted before hand or after it put in place. I have two doors to paint as they are taller than I am and I can’t move them they need to be standing to paint (Cats) so I have them in my carport at the moment doing one side with three coats then turning to do the other sides. So today is the first coat of 25% Mineral Turps & 75% Clear Varnish Mix. This allows the varnish to soak into the timber. After that it will be 100% varnish each coat. Taking off the plastic cover and sanding down before hand both doors took about 90 minutes and then 50 minutes to paint them. So I’m looking at about 75 minutes per day. As it can only be coated once per day and you need 4 coats each side minimum. The tone is multi colored of wood that’s allowing natural wood grains to be highlighted. They are solid wooden doors.

My handyman friend came by so we went off to buy the paint for the door project. It’s my job to do all the painting which I like doing. So the doors are new and have never been painted before I will just varnish them and let the natural wood show through no straining before hand. This look does take me back to my childhood days. Why does wood needs to be strained so you have a fake wood colour of another wood? As I do like to have the best paint I can afford when I do paint and good brushes etc. This is an area I don’t try to cut back on. I did get a 10% discount off with a voucher on total of the docket. Saving $4.83.

My friend had taken my Free wheel borrows, wheel away a few months ago to fix it and return it today. So that job is now done. As he wouldn’t take any money for it so saving $15.00 on that cost. Now I have 3 wheel borrows but one is for cementing jobs only as I can’t move it when full so I had to buy a new one 15 years ago that I could move. Now I have a 2nd one that I can use in the garden. If I had to wait for someone to come over to move it the jobs would never get done. So everything that I buy, I must be able to use and not have to wait for someone else to do it for me! $$$ Another Strategy

Today’s Full price Tally $ 48.35
Today’s Savings - $ 19.83
2007 Total $-t-r-e-t-c-h Savings Tally $9538.86

As I haven’t done any housework last week so I set my 100 minutes timer and went at it.

It’s great when I set myself a challenge to get as much done in that time. I can’t get the whole house done but the main areas are done. Just the general stuff everyone does I would say. I also cleaned my refrigerator out as I needed to see if anything has been move to the back of it, it was all was clear just needed a wipe down.

I need now to think about clearing the area where the new door is going as I have a bookcase and coffee table across that area. Now where will I put it all, some will only be going until the door is in but some of it will need to find a new home? I will look at some of it to see if any can be culled. It’s mainly my ASL tutor teaching stuff that I collected a few years ago so maybe I’ll box it up for now! It’s my next minor project; it’s one of my steps in the Major Door Project. Sorry that I write about projects but I do get things done around here if I think in projects.

This morning I did my housework before my handyman friend arrived today.

We had lunch together another one of Mezze platters with crackers. I have fridge full of unusual and salad ingredients that can be used for mezze, as well olives, Hummus and feta cheese.

Together we put up the bird-net and pegged any openings that were left after it was tried up.

My dripping tap got fixed, it had worn felt and it was reset and new felt & washer replaced, this tap was done in October too!

After buy the trading post and looking at want was on offer for French doors 2nd-hand. Well! Not much and price was from $195 to $700 and none saying if it was for outside use. So we went off to check the prices for new doors and what was available. It was place that sold only doors and they were having a Sale as well. As it’s odd size door opening 1390mm wide so I can only have a normal door and half door panel that will fit. After looking at all the half doors side from $299 each then the buy a door on top it would cost around $700 for both plus fittings.

We looked around and found some doors on sale full solid wood door RRP $211 each. Looking at it, an idea came into my head why couldn’t we buy two doors and cut one to make a mock side panel that is a half opening door bolted to look like a half side panel that is in fact a door. I bought two full doors that I will need to varnish after one is cut to size. We bought also the doorknob and hinges for both doors only bolts will need to be bought for this part of this project. Costing $340 all up (RRP price $531) saving $191. My friend was a tradesman so was able get a better price than I would have had bought them on my own. Best price I would have got was $427 for the same things. I have budget around $1200 for this job, so I will be able now to put the rest towards the security door and bolts etc. I still got $860 earmark for this project but I don’t need to spend it all!

Today’s Full price Tally $ 531
Today’s Savings - $ 191
2007 Total $-t-r-e-t-c-h Savings Tally $9093.45

So that you can see what I am saving money wise. I added a extra few categories in. Money Banked, Major Projects & Cut Small Stuff have been added of late.

As I am a hoarder big time and I have a house full of Stuff of all kinds of things. This is what I will be using instead of buying to much more stuff, so I can find the money to pay for the Major Projects.

I will target what I will be buying and stop buying what I don't need and could live without. Last year I saved over $2000 cash and only took money out of my capital fund to buy a very good 2nd car under 2 years old.

Yes I can live off my pension and save.

This is my 300th post to date.

I got a dripping shower tap that needs fixing and will have to keep a bucket under it until someone is available to come and fix it. May be to-morrow!

Today I had a look at my budget to see if I could cut some fat from it, not much to cut. So I will need look at cutting my spending as much as possible in the future. I have worked out what I will need to spend and when in a time frame so that helps. The first half of the year is water tank and door. So both those will be covered. Next item will be termite spraying and that will get done after I get my rebates back on the water tank. So three of the four items on Major projects do have some money available for them. As I do have the money too pay for the water tank now! I will to put any money saved in the second half of the year towards my computer replacement project and this I can do in small amounts as money comes available. So I only hope nothing-Major need replacing in the mean while. So my challenges for this year are ‘Cut Small Stuff ’ for Major Projects. So it ‘Use It Up, Make Do, Mend It, & Do Without’ for the Small Stuff Challenge.

I can see a lot of no spending days ahead.

Well after 3 weeks into this year’s budget, I better work on want I have to live with for next 12 months. My projects for 2007 are over budget by around $5000. I will have to see where I can cut back, so some can get done.

My living expenses at moment are around $420 and bills $530 per 28 days with some over estimates on bills by 10%. This only leaves very little leftover for these projects. Three projects need to be done this year, each costing around $1800 each. On a gloss income of under $13500, I will have to cut fat big time.

As you know I am getting a water tank in the next few weeks, that’s $1540 there will be a rebate on it too! But will have to wait anything up to six months for it. So that rebate will go to one of the next projects on the list. My handyman friend wants to put an exit door and security screen door in my computer room, YES does need doing if there were a fire in this end of the house I can’t get out full stop! About $1200 for that job, as he is returning to New Zealand soon, it will be fixed before he goes. I had another person quote on this job but he has died since. The other project is buying a new computer, as this one is now too old to update any longer. I have about 10 months before I need a new one. I have to have my termite spray this year as well and will put it off as long a possible. That one is expensive and may have to come out of my capital savings if necessary. All other projects will be on unable to be fixed needs replacement list only. That’s will be only way they will be replaced in 2007.

So you may see a lot of no spending days in the future, as I go looking for the fat in this budget.

I will start with my grocery and eating out budgets, and see what can be done to cut back here.
Normally I annual budget is these amounts in these areas so I will keep them at these amounts and see if I can go under.

Grocery $1500 (last year $1160), target of $800 (I will live off bulk assets for a while.)

Eating out $400 (last year $520), target of $350 (As known spending is 4 birthday’s dinners and 18 lunch dates this year.) As I don’t budget for other’s eating at my place other than what on that week’s menu. I have to spend money to go with them to eat out as this is they lifestyle and we all go Dutch. I do keep a float $40 for this kind of spending so I am never notable to go. $$$ Another Strategy

Early this morning 4.30am in fact, I started painting my part of the garage walls. The first coat is now done and another coat of paint later. It’s starting to look good.

DF-D & family flew out this morning for London with Christmas in Paris is planned. I got the job of finishing off any washing left behind and doing the ironing before their son returns in a month. DF-D and her husband are staying until March, her husband is taking a year off work to travel and working from home with rethinking his lifestyle. I don’t have to water her garden as someone else is doing that and feeding and walking the animals.

I did my washing today as well! I have five loads of washing of DF-D to do over next few weeks.

I have my handyman friend visiting on his day off. He is a workaholic, getting him to stop working is a problem so we talk and drink tea and do small jobs around the place that I can’t do!

We are working on the water tank project, fixing up the brickwork that is cracked around the garage and plan to paint it as well! So we are cementing all the cracks and taking out the broken mortar so he can put new mortar in, I am fixing the large cracks between the brickwork and laid cement from 30 years ago. You can put a thumb down in parts. One area needs just cement & sand mix then pushed down into the cracks and the larger cracks will need gravel & cement mix then push this down these cracks, it took a 20 L bucket of gravel to fill this crack as it was 4 large bricks deep down to the foundations in parts. Then he fixed the mortar between the bricks on the outside of the building. This all took about 2 hours, I had all the stuff needed to do the job, from my last project when I paid him to do some work around the house like re-stumping some broken stumps etc.

After lunch we started washing & painting the walls around the garage. The plan is that he will do the high parts & I will do the lower parts and paint the brickwork when it dried on Tuesday . I was painting last year so I have all paint bought as well! 10L of main color Cream (dark side) & trim is a Heritage Green (dark green), the job will take about 4 – 5L of paint to do the job properly! It will take a few days to do, but I am happy that it will be finished before the tank arrives.

As he is going home to New Zealand in a few months, I will not be able do all my small jobs before he goes. I do pay for all the material used, and provide him free meals when he comes. Today I am cooking a roast chicken dinner for lunch.

Well my handyman friend came today with his truck and to load all the green garden waste on to his truck. Give this man a pair of secateurs and he cut away too much. He got into a vine that was growing over the side fence taking with it over thirty year’s growth with it. Now you can see the tree that was getting covered, if does grow again. I think so as it still has a lot of fresh branches there. It was a Calliandra haematocephala (common names powder puff or fairy duster or red pompom flower) that can grow up to over 5 metres (15 feet.).

All garden waste was put on the truck, then we were off to the garden waste dump as our council does give each household some vouchers for dumping fees, after you have used them up you have to paid a dumping fees. One voucher for every 100kg, I used 3 vouchers today or pay $12.50 dumping fee.

BREAKFAST Muesli & Milk Coffee
LUNCH Soup & Toast Apple Coffee
DINNER Spaghetti Bolognese Coffee

Today’s Full price Tally $ 12.50
Today’s Savings - $ 12.50
2006 Total $-t-r-e-t-c-h Savings Tally $7770.54

My friend arrived this evening while I cooked dinner he got to the plant with the pick. Within ten minutes it was out. It would take a lot longer if I didn’t cut the top off it in the first place. As this plant does have a lot of dead plant matter in its foliage. This I was removing while I was cutting off the leaves. It’s lucky that I have outside light in that area. When he has free time between jobs next week he will come a take it all to the garden waste dump.

Our council dump has a number of sections and one is for general waste and another for garden green waste, which they recycle for our parklands and road strip gardens that our local council looks after at the moment.

They have just found a underground water supply in one of our suburbs now, this one is being tap to supply water for these gardens and road work dust spraying. This will save millions of kilolitres potable water (drinking tap water) from being used.

BREAKFAST Muesli & Milk Coffee
LUNCH Ham Salad Fruit Coffee
DINNER Poach Fish & Salad Coffee

My handyman friend arrived this afternoon. He got a pick to the cardamom plant and finding it had a shallow root system but very matted. It will come out without much trouble. When he finishes work in a day or two he said he would come work on it for me. I am not that strong to take it out that way!

In all the years that I have had this plant in the garden I have saved the seeds for cooking.

It’s a large plant and it takes four years of growth before it will go into flower and make seeds. Then that part of the plant died with new growth is growing up all the time. I have cut away some that new growth and save it to give away. I will not be putting back in my garden as in ten years time I will not have the strength to do this again and replant again. My age is against me there!

BREAKFAST Baked Beans on Toast Coffee
LUNCH Soup & Toast Apple Coffee
DINNER Mushrooms & Chicken with Vegetables Coffee

Today’s Full price Tally $19.08
Today’s Savings - $4.00
2006 Total $-t-r-e-t-c-h Savings Tally $7639.45

It’s another no spending day, as I am still doing another bit of cutting back on the Cardamom plant. It’s had work on your knees cutting the stalks lower yet again. I have them down to six inches now. I have used some of my recycle water to wet the ground so I can start digging the plant out in couple of days or so. Hopeful!

BREAKFAST Muesli & Milk Coffee
LUNCH Grilled Cheese with Mustard Toasted Slices Apple Coffee
DINNER Roast Chicken with Vegetables Fruit, Coffee

My project this week is to get ready for that water tank. It’s only week’s away from being delivered anytime after the 1st December in the time frame they gave me! With a two days notice of arrival.

Where the tank is going has a Cardamom plant growing for the past 10 years and is well matted in. This was in flower when I ordered the tank. I am looking at area 10 x 2 feet in the ground and 6 feet in height. No way can I get it out in two days with my energy levels of 1½ hours at a time per day. Today plan is to cut off the top of it. Working for about 1½ hours early this morning I got this done before it got to hot in that area. 5.00 to 6.30am is the best time for me or at night if someone else is doing it. If no one comes to help it will take about 10-15 hours for me to do, I would think or pay someone to do it for me. Goal here is have it finished by 1st December or earlier. To pay someone to remove this plant would be costly as it has be remove by hand. Savings here are great to do it for free. Well a little bit at a time will do it.

BREAKFAST Muesli & Milk Coffee
LUNCH Soup & Toast Apple Coffee
DINNER Spaghetti Bolognese Coffee

This morning the man came to measure and check if I could put in a water tank. He said yes, his firm could get a tank over the garage roof no problem at all! So I am getting one installed a 3000 litre size with best pump, road base and all work done by them too! I didn’t get another quote as I have seen they work before and all paper the work has come thorough, which is the most important part of getting the water tank as the REBATES are almost the full cost of the tanks. Mine will set me back six months of NO interest and $40.00 out of my own pocket when finished. The waiting time is around 12-14 weeks so it will be around January before anything happens with this project. I will factor in costs and saving when I hand over the cheque.

BREAKFAST Muesli & Milk Coffee
LUNCH Macaroni & Cheese Apple Coffee
DINNER Devilled Sausages with Garlic Focaccia Bread

As it’s been raining in the last few weeks not enough to fill the dams etc! But enough to make the grass grow and a light water on the garden. The water saved may have put back the next level of water restriction by a few days.

I had a lot of weed flowers in my lawn when mowed so I couldn’t recycle it in my compost bin. I fill two rubbish bins full of grass and weeds today. It does look nice when it’s done. Saving here $35.00 on DIY job. As I am not mowing so much I may not need to buy a new lawn mower before next year. I am also looking into pricing a water tank etc so will need to keep fund for that job, if I go ahead with a water tank. I will get a refund but the pay back time is very long winded over 6 months when you are talking $1000’s here my cash flow is not that great.

I need to go up the street to the local supermarket in the afternoon for DF-M. I did buy something as well! I had an extra key cut so that I could get into my back door if the front door lock failed at any time. It’s very unreliable at times. I am planning to get a new lock soon! It would cost me over $100 if lock failed so I think I am saving money here around $96.00, by doing this strategy. I bought some Zero spray twin pack to kill some of those lawn weeds, saving $1.50

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers with Low-Fat Cream Cheese & Tomato Coffee
DINNER Pumpkin & Lentil Stew with Garlic Focaccia Bread
SNACK Toasted Raisin Bread

Today’s Full price Tally $48.55
Today’s Savings - $36.50
2006 Total $-t-r-e-t-c-h Savings Tally $6158.26