I am feeling a little better today, so long walk is need here! Paying my phone bill will do the trick! WRONG, it just gave my “I am feeling low mood” free rein to spend a little money more than I did yesterday too! I saw in the flyer for local sight & sound store here that DVD were on sale for three DVD titles that is on my want to buy list, not on my need to buy list. Oh it’s was Mother Day last Sunday and didn’t get a present Boo-hoo! (I am getting it in June, when I my DS & DIL come home from their trip to Europe.) Two of the titles were still there, so what did I do Yes, bought both to view later, if I ever get off the computer. One was new movie version ‘Pride & Prejudice’ $39.95 - SP $16.95 and the other ‘Paradise Road’ Reg. $14.95 - SP $6.95.

Why did I buy ‘Paradise Road’ DVD. Here is a little tale of my childhood growing up in suburbia. My favourite radio serial as a child on Sunday night was the ‘White Coolies’ about Australian nurses that were prisoners of war in WWII. Out of all radio serials of that time and listening to Voice of America and BBC on short wave in Dad’s Garage is all that I can remember now! Today, children have their Game boys, X-boxes, Play Stations 3 etc. I had my radio and a short wave one at that! And for girl of ten that was rare then to sit for hours listening to short wave. Even if your distant cousin was a radio presenter on the local radio station and your younger sister listened to rock & roll on house radio and record player and worn out the carpet dancing to it too!

So much for musing of my childhood, back to my walk & shopping trip. After that I went to pay my phone bill and buy some Yogurt and apples for the week. Both were on special too!

BREAKFAST Muesli & Milk Apple 80c
LUNCH Crackers with Cheese and Tomato Orange Coffee 70c
DINNER Corn Cob 3 Chicken Kebabs & Salad $2.00

Today’s Full price Tally $100.32
Today’s Savings - $35.26
Bulk Food Replacement Fund - $14.25
2006 Total $-t-r-e-t-c-h Savings Tally - $1080.00

I balanced my budget today. I did buy a few extra luxuries this last period but still came within the budget. It is on track but could have been better. I can over spend on books so I need to track everyone that I do buy. Food eaten outside the house was on the high side again but I do get value for my money when I do spend. Mainly Two for One Deal’s, as I only eat half & eat the other half next day for lunch. (Doggie Bag Strategy) These areas and my gift giving were my highest this period. When you just have $1000 to budget with for the month it can be tight. That’s why I am $$$ stretching and not saving, I do save if I can some months. I still had $85 left in my budget A/C when I got paid which is rollovered into next period. All my bills came out of this amount this month and not out of Bill A/C, (Freedom account) any surplus bill money does get banked until needed too! Banking the balance and not paying it out the Bill A/C allows for extra interest by depositing and not withdrawing.

I also did some shopping today, I went for a walk up to the chemist again, to get the right prescription filled this time. Liptor is ($82.31-RRP), general public NPS - $25.00, health card holders & pensioners $4.70 … saving $20.30. If I had to pay RRP I would never get the prescription filled. Never went and got a free coffee today as this is only a rare treat and I don’t need an ice cream cone everyday!

Popped into two thrift shops on my way, found a cute metal basket & another item for my baby gift basket both for $1.00…saving $8.00. So that baby gift basket has come under $15 value around $28.00. I have wrapping paper in my storage. At the supermarket I bought milk that was markdown today and 2 pens… saving $2.59 on RRP

BREAKFAST Muesli & Milk Coffee 40c
LUNCH Devilled Sausages Coffee $1.00
DINNER Poach Fish & Vegetables for dinner… $2.50

Today’s Full price Tally $38.14
Today’s Savings - $30.89
Bulk Food Replacement Fund - $5.15
2006 Total $-t-r-e-t-c-h Savings Tally $991.29

My hair is starting to show grey again, so I dye it today a Copper Blonde. I was a redhead so any red tone dye I can use. I saved money using a strategy that I found in Amy’s D book, ‘The Tightwad Gazette’ in article ‘Three ways to save’ Vol 1 - p42 (CTG)

To recap on the strategies in use.
1. Buy it cheaper.
2. Make it last longer.
3. Use it less.

I have explained this strategy in ‘Re-Reading The Tightwad Gazette’ >> Frugal Question & Answers forum in Saving Advice. I paid $5.95 instead of $16.95 this time, using all three strategies.

BREAKFAST Muesli & Milk 2 slices Toast & Jam - 75c
LUNCH Leftover Spicy Chicken Baguette Coffee - FREE
DINNER 2 Egg Cheese Omelette and Pasta Sauce & Grilled Peppers - 50c

Today’s Full price Tally $16.95
Today’s Savings - $14.00
Bulk Food Replacement Fund - $1.25
2006 Total $-t-r-e-t-c-h Savings Tally $952.40

I walked up to the local shops today and visited a few of our local thrift shops there. I am lucky that I have cluster of them in the one area, six of them in all within walking distances of my home. I visited three plus the Charity Street Stall on Thursday’s, that is set up outside the supermarket as well! I got most of my bargain there today.

I bought few items at two of thrift shops but most of it at the street stall.
Here a list the items that I bought today:
Two Cookbooks that are part of a series that I am collecting $3.00 as new value $10.00
Brand Name Glasses Case 50c as new value $12.95
Oral-B Toothbrush Refills Pack of 2 $1.00 …as new value $20.00 (Never opened as new)
Old Freezer Cookbook $1.00 (value 2nd bookshop price $5.00)
Costa Moda (up market) Top $1.00 as new value $55.00 as new in my size too!
24 Pottery Mini Novelty - $2.00 (cost around $2- $4 each at pottery store). as new value $56.00
(They are cute, ideal for gifts & some for wrapping novelty ties. Four are for my collection of miniature owls which is why I bought them in the first place.)

98% of items I bought have never been used, only one book which I value at 2nd hand.

If I went and bought each item at it’s original source new, I would had to find an extra $154 today!

I saw another couple of items @ 10% or less than original price that may make a nice gift fillers too! More items for that suitcase that’s under the bed. MMMMM

I went to chemist but found that I had the wrong prescription so I will need to go back again to-morrow. (Mad at myself) I went to Hungry Jack’s for Morning Tea, seeing that I was near by and got another 30c cone & more free coffee, two cups cappuccino this time with my senior card that was a saving of $4.90. I bought some pet food on the way home that was on special too! $8.90 for 3 boxes saving $1.20

Today’s Full Price Tally $174.75
Today’s Savings - $ 154.35
2006 Total $-t-r-e-t-c-h Savings Tally $697.50

I did a lot of household chores this morning before I caught the bus to the City to visit my Chiro. This is a regular monthly visit for my birth defect in my hips and now Arthritis that I have. It will never fix the problem but it helps it somewhat. I get treatment at student/pensioner rates. Then a medical fund refund also! Normally its around $45.00 per visit. Because of a survey that I filled out for them some months back. I got $6.00 off my pensioner rate this time, and I paid $33.00 so after the refund I am only out pocket $13.60 this time! On a Full visit saving of $31.40 Next month’s Chiro Bill will be a WHOOPER, as I will be paying for a whole year in advance. But with bank interest is so low here and getting over 10% discount off per visit off. As I have saved this money in my Bill A/c it’s worth it. You only get the medical refunds after each visit, which I re-banking for next year bill. More about it next month!

I bought lunch out today, another two for one deal, and free coffee plus a single cone. I like my 30c cones too! Saving $7.70

I went to Lifeline in the city today, which is THE up-market Thrift Shop here. Where all the Antiques and High Price Brands Names goods are sold. Got a book for $2.00 but most was around the $8.00 to $18.00 there. I did see great sets of Ladies & Gents watches in original boxes NEW, for $50.00 the set. Nearly bought a set but I didn’t need them. I bought a few items at Chinese markets in the city for $7.00 saved over $4.00 there.

Today’s Full Price Tally $ 72.40
Today’s Savings - $45.10
2006 Total $-t-r-e-t-c-h Savings Tally $543.15

I got my pin money of $50 .00 for the odd jobs that I do for my friend D today until next time, when the tally of jobs goes in the red again! I get this in advance so it gives me a better feeling that you are not wondering if you are going to get paid or not! You do odd jobs for some people that take hours of your time then they don’t want to give anything for it. Just saying like ‘You're not doing anything /going anywhere!’ or ‘Will you just do or buy this for me, just this once I don’t have the time’, so they can go watch TV or go to work and get $100,000 a year! Then say I am broke; I’ll pay you back soon! 'In Ten years and counting.'

D is OK and this system works best for us both. I’m the one doing the tracking. We have a unit value system as one item is storage, or buying stuff for her or doing her ironing which she hates or watering her garden when they are away overseas as well as other things.

It does have some perks too! They buy expensive coffee that I can not afford, and have this when I go over to their place or when we go out together. As D is a better haggler than I am too! I do remember to take her with me; when I need to haggle at times! Often we go grocery shopping together.

And she appreciates me too!