2021 will be Living Lean year as I can and being on age pension.  My goal and challenge are Living Lean on a Pension.

I have no other extra income other than my pension, so I have to be as crafty as possible to make it my dollars s-t-r-e-t-c-h further than before. 

I do have a little amount put aside for rainy day. Which I use when I need to and pay this rainy day account back out of my saving I can find in my frugal living challenge and any saving I can make on getting low bills which of late are increasing instead.

I will try cut back on my food, entertainment areas and personal allowance.   I do better with challenges by focusing on certain areas than trying to do it over all challenge in all areas at once.

I will try to reduce my spending on what spend in the supermarket and on treats in personal allowance areas to start with.

Supermarket Spend Challenge - Try to spend less than half over the next few months. Review at end of March 2021

Normal amount allowed = $560.00 - Target $280 over 16 weeks starting on Friday next week. 

Note all my budgeting periods are 28 days in length.

Personal Allowance and Entertainment will try cut by 30% for now and go lower if I can do so.

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So my motto will stand for another year or two.

Its real hard to come up with $1000 but it’s easy to find 1000 ways to save a dollar or two!

So let’s go and find those 1000 ways to save a dollar challenge and see what’s amount is at the end of 12 months.