Home > 1st Monthly Financial Summery for 2015

1st Monthly Financial Summery for 2015

March 13th, 2015 at 08:34 pm

Here is my first Summery for January period.

I have updated my Excel finally so here are the figures for last few months I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

Review for January budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$31.00
Groceries===$125=== =$58.72
Clothes ====$35
HH items===$40======$12.80
Fares== ====$15 ======$20.00
Entrainments== $15 ====$20.00
Garden =====$15 ======$86.60
Gifts & Donations ==$35 ===$25.50
Medical & Diabetes Expenses ===$70====$18.20
Misc ======$10=========$4.00
Personal Allowance =$90 ===$70.59

Note only one amount is a No Spend

No Spending Days 13 of 28 days

Budgeted for this period $550 spent $347.41 under by $202.59 on general spending.
This saving went into some of my huge bills over this period.
Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $390 this period.

Grocery allotment $125 for each period it was under by $66.28 this period.

Strategy - Don't believe all the advertising you see on TV or in the mail you didn't know you wanted it 15 minutes before you saw that advertisement.

2 Responses to “1st Monthly Financial Summery for 2015”

  1. snafu Says:

    Kudos to you for keeping $ 202. under your budgeted sum, that's terrific. Do you do projections for say...3 months forward? I see your summaries for past spending and admire how much you get for what has been spent. I'm looking at retiring and while the numbers are favourable, I wonder if they'll hold long term. Our stock exchange has taken a big hit since the start of the year both equity and pitiful interest rates. ouch

  2. Tightwad Kitty Says:

    Not with my daily living allowance but I do know what I may be up for in the way of Bills and known expenses for the whole year and when.

    Now I am up for a unknown expense that will hit me with my dental, but more about that in a post later.

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