Here is my first Summery for January period.
I have updated my Excel finally so here are the figures for last few months I have been quite busy here.
This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.
Reviewing my monthly daily living allowance
Review for January budget.
These are the categories for this challenge.
Items === Approx. Budget===Spent
Eating out===$35=====$31.00
Groceries===$125=== =$58.72
Non-Food===$15
Clothes ====$35
Grooming===$20
Gas======$20
HH items===$40======$12.80
Fares== ====$15 ======$20.00
Entrainments== $15 ====$20.00
Garden =====$15 ======$86.60
Gifts & Donations ==$35 ===$25.50
Medical & Diabetes Expenses ===$70====$18.20
Misc ======$10=========$4.00
Personal Allowance =$90 ===$70.59
Note only one amount is a No Spend
No Spending Days 13 of 28 days
Budgeted for this period $550 spent $347.41 under by $202.59 on general spending.
This saving went into some of my huge bills over this period.
Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.
Eating out including meals out with family and friends, we all go Dutch.
My credit cards are still paid in full each month; it was $390 this period.
Grocery allotment $125 for each period it was under by $66.28 this period.
Strategy - Don't believe all the advertising you see on TV or in the mail you didn't know you wanted it 15 minutes before you saw that advertisement.
1st Monthly Financial Summery for 2015
March 13th, 2015 at 08:34 pm
March 14th, 2015 at 02:42 am 1426300952
March 15th, 2015 at 06:09 am 1426399775
Now I am up for a unknown expense that will hit me with my dental, but more about that in a post later.