It’s time that I posted, before others things did get in the away again.

I only just updated my Excel so here are the figures for past months not posted so far.

This for Two periods of 28 days each as I looks like I missed one somewhere. As I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its every near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

These are the categories for this challenge.

Items === Approx. Budget===Spent
Eating out===$70.00=====$22.95
Groceries===$271.00=== =$229.28
Non-Food===$30.00=====$21.43
Clothes ====$70.00====$7.18
Grooming===$30.00===$20.00
Gas======$50.00
Pets====== $100.00=== $171.25
HH items===$80.00====$11.94
Fares== ====$30.00
Entrainments== $30.00
Garden =====$30.00
Gifts & Donations ==$70.00===$42
Medical & Diabetes Expenses ===$140==$377.06
Misc ======$20.00
Personal Allowance =$180.00 ===$120.38

Note only one amount is a no spend in that category

Budgeted for this period $1200 spent $1023.52 so under budget by $176.48

No spending days22 of 56 days

Personal allowance covers confectionery, lotto, books, stamps, craft & hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

As for Medical & Diabetes Expenses - this is the extra out of pockets amounts that came up over this period just on medicine that is not covered be refund claims.

My credit cards are still paid in full each month.

I do keep my bill money separated from this summery. This year I will be budgeting around $650 per period month to cover all my bills for these two periods it came to $2867.85

My grocery bill came in under budget for these periods.

If any changes to my spending habits will need to come out of my daily living allowance categories of my budget as my bill categories are very tight now.

I was very tight in some areas of this daily living allowance over these period but I did work out in the end.

Still need to work on a Grocery category.

Strategy: - Track your daily spending down to the cent by writing it down daily.