Time to post my monthly, before others things did get in the away again.
I only just updated my Excel so here are the figures for last month. This period is from Mid-February until Mid- March
As I work on 28 day cycles, my dates may be out to a calendar months so here are the figures for my last period.
Reviewing my monthly daily living allowance
These are the categories for this challenge.
Items === Approx. Budget===Spent
Eating out===$35.00=====$32.55
Groceries===$135.50 ==== $129.83
Non-Food===$15.00=====$36.22
Clothes ====$35.00=====$22.80
Grooming===$15.00=====$29.99
Gas======$25.00=======$30.70
Pets====== $50.00=== ==$20.46
HH items===$40.00
Fares== ====$15.00
Entrainments=== $15.00
Garden =====$15.00
Gifts & Donations ====$35.00
Medical & Diabetes Expenses ===$70.00====$177.85
Misc ======$10.00
Personal Allowance =$90.00 ====$36.15
Note only one amount is a no spend
Budgeted for this period $600 spent $516.55 so under budget by $83.45
No Spending days over the 28 days = 16 days in total.
Personal allowance covers confectionery, lotto, books, stamps, craft & hobby supplies.
Eating out including meals out with family and friends, we all go Dutch.
As for Medical & Diabetes Expenses - this is the extra out of pockets amounts that came up this month just on medicine that is not covered be refund claims.
My credit cards are still paid in full each month.
Spending on books and papers $5.00 for the month including 3 papers.
I do keep my bill money separated from this summery. This year I will be budgeting around $650 per period month to cover all my bills. My bills over this period came to $0 only Medical ones.
Most of my social outing are dining out this is part of my social outings money and spending allowance.
As for food out, I dined out three times this month twice costing $9 each time as I can no longer eat at fast food outlets. That $9.00 meal’s at Casino is still looking the healthiest and best deal in the city for now. Another time breakfast at fast food outlet.
My grocery bill came in under budget for this month.
My clothes and grooming budget was on target this month as I bought Electric tooth brush
If any changes to my spending habits will need to come out of my daily living allowance categories of my budget as my bill categories are very tight now.
Still need to work on a Grocery category.
Strategy: - Track your daily spending down to the cent by writing it down daily.
2nd Monthly Financial Summery for 2012
April 15th, 2012 at 08:36 pm
April 21st, 2012 at 12:34 am 1334964866
It will come out right in the end.