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Final 13th monthly totals for 2011

January 19th, 2012 at 10:18 am

These are my 13th period monthly totals as I have 28 days month budget (13x28=364 days)

I only just updated my Excel so here are the figures for last month. Tomorrow I will post my annual summary for 2011.

As I work on 28 day cycles, my dates may be out to a calendar months so here are the figures for my last period.

It’s time to start again on reviewing my monthly daily living allowance.

These are the categories for this challenge.

Items === Approx. Budget===Spent
Eating out===$35.00=====$20.05
Groceries===$135.50 ==== $88.54
Non-Food===$17.00
Clothes ====$35.00
Grooming===$15.00
Gas======$25.00 ======$19.10
Pets====== $50.00=== ==$33.32
HH items===$42.50=====$20.99
Fares== ====$9.00
Entrainments= $12.00
Garden =====$10.00
Gifts & Donations =$35.00===$169.75
Medical =====$15.00
Diabetes Expenses====$50
Misc ======$9.00
Personal Allowance =$85.00 ====$79.63

Note only one amount is a no spend

Budgeted for this period $580 spent $431.38 so under budget by $148.62
No Spending days over the 28 days = 12 days in total.
Personal allowance covers confectionery, lotto, books, stamps, craft & hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month this month I paid half of next month bill so I am ahead here.

Spending on books and papers $63.03 for the month including 4 papers. I spent on Sara Douglass novels as this is my reading challenge for 2012.
I do keep my bill money separated from this summery. This year I will be budgeting around $650 per period month to cover all my bills. This month bills were around $2286.15 so no balance banked this month. This included Annual Medical Fund payment. This fund does cover all my fixed bills for the year if I can stick to this schedule as I have done for the past ten years or so. This fund does cover replacements when needed. My next replacement due is a new washing machine the money is already saved. On my budget excel modelling chart I can pay the full amount this year. This amount includes the cat’s trip with the Vet.

As for food out, I dined out 4 times this month costing between $20 & $9 a time most were around the $9 mark as I can no longer eat at fast food outlets. That $9.00 meal’s at Casino is still looking the healthiest and best deal in the city for now.

My grocery bill came in under budget for this month.

Most of my social outing are dining out this is part of my social outings money and spending allowance.

If any changes to my spending habits will need to come out of my daily living allowance categories of my budget as my bill categories are very tight now.

Strategy: - Track your daily spending down to the cent by writing it down daily.

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