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Overvalued House Insurance : Tightwad Kitty's $$$ Stretching Blog
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Overvalued House Insurance

February 13th, 2011 at 09:17 pm

Today I have to go shopping and I will fix up my house insurance bill which is due in two weeks as I think itís well over valued, so I will get them to reduce it but keep it over valued by $60000 and contents reduced by $30.000 as they have upped my insurance bill by 23% in costs and increased value by $30000 on last years when I thought it was to high then.

Last year when I got this insurance bill, I asked about reducing the value down a bit as I thought then it was over valued then but they said it would only go down by $15.00 so I left it as is. Now itís overvalued by $150000 in real value as I have had the house valued this year.

The contents is overvalued as well as most of contents are collectables and they have a value of only $2000 maximum pay out if lost for all and as this policy is 'New For Old One' with an excess on it. Something needs to be done with it before they start increasing the cost because of the floods for next year. I would hate to see Brisbane if I got flood here by the Brisbane River.

I will be staying with this insurance company as they are one of the few that do cover for any flooding event.

2 Responses to “Overvalued House Insurance ”

  1. Tightwad Kitty Says:

    Update: I was able to reduce the bill by $144.00 by cutting it down by $97,000 and $27,000 on contents. Lets hope I never need it.

  2. Jerry Says:

    I think you are wise to work with an insurance company with the flood coverage in light of what's been happening down there! Good job on lowering the bill, I hope that it never leads into anything you need to rely on, right? Good luck...
    Jerry

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