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Financial summery of the past month

August 28th, 2010 at 01:53 pm

Itís time to start again on reviewing my monthly daily living allowance.

I have been spending a little more on some books and cookware over the past few months than I really should on my monthly allowance but itís spent now so I will to have work around that and make up for it over time. I am still just under my budgeted allowance so I am on track.

These are the categories for this challenge.

Items === Approx Budget===Spent

Eating out===$35.00=====$42.05
Groceries===$135.50==== $109.77
Clothes ====$35.00=====$69.95
Pets====== $50.00=== ==$7.47
HH items===$42.50======$117.39
Fares== ====$9.00 =====$20.00
Entrainments= $12.00
Gifts & Donations=$35.00=== $36.00
Personal Allowance=$85.00 ==$75.39
Note only one amount is no spend

Budgeted for this period $530 spent $502.27

No Spending days over the 28 days = 14 days in total.

I have to still line up some painters for quotes the outside of my house over the next year this should be my major expense if all goes to normal here. I think I just like having the money in the bank and not spending it. I do know that it will make me save a lot more when I do spend it as I donít like not having money in the bank as safety blanket for me.

As for banking in the past month I have saved over $200 in cash so you still can save money on a pension but need to make choices on where you spend your money. As for saving money on things I will save that for another blog.

6 Responses to “Financial summery of the past month ”

  1. crazyliblady Says:

    I noticed you lamented spending money on books. Would it be possible to trade books with friends or relatives or on a swapping site? That way you still get "new to you" books but you don't have them taking up a lot of room in your house or costing a lot of money.

    I am in the U.S. and we use book and dvd swapping websites (such as paperbackswap, bookmooch, and swapadvd) for this same purpose.

  2. Tightwad Kitty Says:

    I like to keep them as reference books and most are bought second hand anyway, 85% of all books are non-fiction covering over 50 different topics and in some topics I have more than the local libraries or the State library for that matter. As for friends reading the same books no way, I have weird set of tastes in books. Some I have had for over 50 years and still reading them. I am not that worried about this problem but I am buying containers to store them in so in that way it's becoming a problem.

    I am going though my fiction collection and getting rid of some Mills and Boons paperbacks that I haven’t read for awhile now! That will cull about 500 books out of storage.

  3. Pat Verettp Says:

    I fully understand your comment about just liking to have the money in the bank. I have put off doing things that the money was budgeted for just for that reason! I have to push myself a little sometimes. Smile

    I just found your blog and am enjoying it. I'm heading into retirement and will be on a fixed income soon and have found your blog inspiring.

  4. Pat Veretto Says:

    Ugh! Misspelled my own name... it's Pat Veretto Smile

  5. Tightwad Kitty Says:

    Thanks Pat

    I have been reading your writings for years, which has inspired me to read more on the topics raised at time. As hoarder of information and collector of Frugal & Cook Books. I just need to find a book in my own library on any topic or look on the net.

    It's nearly time to do another monthly summary soon.

  6. Pat Veretto Says:

    We learn from each other. Smile

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