The more I do this challenge more, I see that having the pension and claiming all benefit that you are in titled too, does save money over and above what I am saving with other areas of this challenge. I must give you a list of the things that I am getting with pension benefit and see if I can work out before the end of this challenge at the end of April. How much of this Challenge is pension related and how much frugal buying or DIY savings. I will need to review all my posts to date to do this.

Today is one the day’s that I balance my budget and check that I paid all my bills due. I do this at least twice per month. Once for my own balancing and once for this blog as they don’t run at the same time and are 2 week’s apart which does keep me on my toes. All is well with my budget to this point. So much so that I did order some books in online today, and went to get at check to pay for them, as I don’t use my credit card online if I can find away not too! The firm that I am buying from is Australia and does allow a cheque but it can take a little longer but in this case not as the books are not available until end of the month. Free postage is part of the saving at $7.90 per book that is a large saving here on top of saving of RRP $11.44 per here. I may have got it cheap if I bought from other online book companies but it’s the postage & handling charges that cost the money and my bank cheque /check are free because I my pension card. Saving $8.00 here.

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers & Marinated Feta Cheese with Marinated Peppers Fruit Coffee
DINNER Poached Fish with Salad

Today’s Full price Tally $78.88
Today’s Savings - $27.34
2007 Total $-t-r-e-t-c-h Savings Tally $9955.46