Today I made a special trip down to the place where I paid my bills as I am a bit old fashion and like to visualize that I paid a bill and hand over my cash or cards as the case may be. Well as I never pay many of my bills via credit card unless I am very short of money that week and I can be paid before next payment is due. What different about today’s phone bill it’s only a very bill and I can afford to pay it cash too! The phone bill is only $38.35 this month I do get a payment with my pension once every 3 months for a discount on my phone bill $20.30 so I better count that in my tally as I was paid it this week.

Different is that I have more than one credit card and this one hasn’t been use for a very long. While as I was talking to a cashier at another bank, I said need to make sure that I use it at a least once every few years so the bank knows that I still what it. The cashier did hear of a lady that had hers cancelled because she never used it. As I am going to the city in the morning and will have time to pay the credit card off again so it’s back to zero. I don’t have any fees on this card and it only there for a safety blanket, as I don’t qualify for any new cards so I need to keep them open even if I don’t use them. After tomorrow I will put it back in it home. This is one of the problems of having a very low income. Here you need an annual income of $25000 plus to qualify for one and my annual income is below $15000. Do any of you have this problem?

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers & Marinated Feta Cheese with Marinated Peppers Fruit Coffee
DINNER 2 Sausage & Egg with Baked Beans

Today’s Full price Tally $58.65
Today’s Savings - $ 20.30
2007 Total $-t-r-e-t-c-h Savings Tally $9907.32