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Home > Some Strategies that s-t-r-e-t-c-h my budget

Some Strategies that s-t-r-e-t-c-h my budget

January 5th, 2010 at 09:55 am

On last Saturday Morning, I end up going to a shopping to get the best deal at Jeweler store chain as they have their best sales around this time. I got some money for Christmas gift and a birthday gift voucher from this store of $25.00 so when I put the two together I can get some nice as I need to buy gift with the money and use that gift voucher before the end of the month. Its a show and tell kind gift.

So to upshot was that it was a 50% sale until Sunday then a new sales of some kind most unlikely on silver. I got a beautiful silver chain for Christmas so I wanted some extra silver locket to go with it. There were three lockets about the size I wanted there, priced at $149, $85, & $69, as I didnt like the design on $149 one and it was toss up between other two in the end I got both.

So RRP for both $154, less markdown of $76, less $25 gift voucher so cash outlay in the end was $53 of which $50 was gift money. Cost $3.00 out of my pocket. Saving of $151.00

Strategy - Know when the best sale may be on and be ready to go!

That was not all the bargains that I end up with either. I had just five items on my list and lunch there as its a very large shopping centre and can take you 20 minutes to walk from one end to the other without shopping.

Strategy - Park your car in a spot that you will get your daily walk done too!

Item two - New computer ink cartridges
I always buy twin pack cartridges for printer as it work out better in the end. Doing a price check in the last few weeks want everyone was selling it for. So I went to Big W store here as they has the cheapest price the one I came to buy was sold out but another one of two twin packs was even better buy. Top RRP for a single twin pack $44.88, but I got 2x twin packs that 2 color & 2 black ink cartridges pack for $69.88. Saving of $19.88 if you just believe the sale talk that they sell it for the cheapest price you can get. Not likely after my experience!

Strategy - Dont believe all the sale talk, do your own leg work.

Item three & lunch
As one of the items need to bought at the supermarket I went to one that I can get a retire staff discount from. Now as I didnt know what was on special it was nice to know everything that I got was but for the drink to with my lunch. Potato crisps, personal items, crackers, Xmas bows & drink RRP $ 25.67 costing $18.54 Saving of $7.04

I had only two items my list for the supermarket, one was on sale personal items so I bought two packets saving $2.15, potato crisps 50% off special again bought two saving $3.15, multi buy on crackers that I use all the time 3 for $5 less my % saving $2.90, then Xmas wrapping bows in sliver, gold & red colors saving $1.32 plus my drink buying the drink small bottle of ice coffee at supermarket not where I am planning to dine in open plan food court saved a lot of money as drinks are around $3.30 where I was dining.

Using the supermarket strategy for buying my drink that cost only $1.49.

Strategy - Try to buy drinks at the supermarket if dining in open plan food courts.
Strategy - Only buy what you will use when shopping without a list.

Lunch was another saving as I bought a small size meal that was on special for $4.95 instead of $6.80 of Japanese Chicken Curry saving of $1.85 plus saving on my ice coffee of $1.81 so saved total of $3.66 here.

I saved another $2.00 buying some green seedless grapes for $3.99 per kg instead supermarket ones at $5.94 kg.

Strategy - Price check other shops before going to the supermarket As both supermarket in this shopping centre have a fruit & vegetable store outside each other at opposite end of the complex.

Bargain Price rite store that beauty & chemist lines as chocolates & gift lines, I couldnt resist the bargain here Tim tams Mugs gift set pack only $4.00 saving $10.99 and tin of cookies for $3.50 saving $6.49 here. I have enough treats now until end of February at least.

Strategy - If you will use it and cheap enough then have a treat now and then!

Now off the K-mart store another one that I can get retired staff discounts at. This was just shopping for the fun of it here. First off the only item left on my list was a Christmas Wreath that needs to be replaced for next year. Found on a Clearance trolley with someone there to mark them a further 50% off the mark price with another 50% off when you at the checkout. I got two wreaths for 75c saving of $14.40, Christmas Santa for $3.00 saving $16.95, two x Christmas empty tins set of 3 for $2.50 saving of $21.50 plus candy shocking for $1.25 saving of $3.50. as well some two x gifts sets that were price wrong RRP $9.00 checkout of price $5.00 but on shelf price for $3.00 so I question it and got it for $3.00 each. If they are $5.00 each I will have my money back please. I thought the shelf tag said $3.00 and there were a lot of them there!

Strategy - Check your dockets and ask for a refund If they pull a its in the wrong place or wrong code talk
Strategy - If you will use it and cheap enough then have a treat now and then!

Whats the moral of this story, I had planned to go shopping with gift money & voucher to get a few items on my list, namely silver jeweler, printer ink, personal items, wreath and have a look at sandals which I would buy if in my size. But subconsciously set myself amount to spend of around $200 including the $50 gift money plus the gift voucher of $25.00. What did I spend in the end was $203.30 but out of my pocket cost only $128.30 RRP price of items $418.31, saving of $290.01 on the day. Now if I went bought these items at normal times like pre-Christmas I would have been poorer by $290. Now that what I call is stretching ones dollars.

RRP cost $418.31
Out of my pocket cost $128.30
Saving of $290.01

(All in Australian dollars)

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