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Archive for April, 2015

This and That

April 19th, 2015 at 09:19 am

Well the Labour government is running our State but with the help of independents. Things are not going the way they would have hoped but they are still governing. Early days yet! They are the one who had 9 seats in the last government now have 43 in 89 seats house the others have 42 seats.

Our dollar is still falling against the US dollar is now around 76 to 77 cents. I am still getting the age pension so I am ok but they are going to change a few things if the Federal Government have it's way but are being block by the senate here. They are coming up for their second annual budget and somethings in the first budget are still not passed. They are not happy is putting it mildly.

3rd Monthly Financial Summery for 2015

April 18th, 2015 at 08:21 am

Here is my third period summery for March.

I have updated my Excel finally so here are the figures for last month; I have been quite busy here.

This for period of 28 days each as I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its very near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

Review for March budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$37.15
Groceries===$125=== =$41.30
Non-Food===$15=====$2.00
Clothes ====$35
Grooming===$20
Gas======$20
HH items===$40======$7.10
Fares== ====$15 ======$20.00
Entrainments== $15
Garden =====$15
Gifts & Donations ==$35====$5.80
Medical & Diabetes Expenses ===$70====$273.85
Misc ======$10
Personal Allowance =$90 ===$36.19

Note only one amount is a No Spend

No Spending Days 15 of 28 days

Budgeted for this period $550 spent $423.39 under by $126.61 on general spending.
This saving went into medical bills over this period.
Personal allowance covers health drinks, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

My credit cards are still paid in full each month; it was $29.00 this period.

Grocery allotment $125 for each period it was under by $83.70 this period.
Strategy - Track your daily spending down to the cent by writing it down daily.