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Archive for April, 2013

Blogoversary - Seven Years today

April 28th, 2013 at 09:11 am

I have been writing this blog for seven years now. Sometime I have missed a few months here and there but I have manage to keep update and on track with my budget and writing about some of the things that may help others along the way. It about seven years since these blogs started here so that may be why all the blogs having their Blogoversary around now!

Itís about time I update on here!

April 26th, 2013 at 10:12 am

I have been paying bills of late. Finished paying off my credit bill for Chiro annual payment so I am ahead on my credit cards so no more until next month. Paid the my rate bill last week and paid my water bill today these ones are quarterly bills and due have a price rise in next month or so when the local council does their budget. the only thing I can charge on these is the amount of water I use each quarter. Last bill it was 17KL about $12.00 worth and only because I am using the pressure hose cleaner about twice a quarter. I am due to do my garage this quarter as it needs doing. It hasnít been done in 40 years so it about time I did it donít you think.

Third Monthly Financial Summery for 2013

April 10th, 2013 at 03:51 pm

As I am behind in my posting here is my Financial Summery for March - April period

I have updated my Excel so here are the figures for last month.

This for period of 28 days each as I looks like I missed one somewhere. As I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its every near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my first review for last monthÔŅĹs budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$4.00
Groceries===$125=== =$176.17
Non-Food===$15=====$23.12
Clothes ====$35
Grooming===$20
Gas======$20=======$18.80
HH items===$40
Fares== ====$15 ====$12
Entrainments== $15
Garden =====$15========$65.00
Gifts & Donations ==$35
Medical & Diabetes Expenses ===$70====$125.00
Misc ======$10
Personal Allowance =$90 ===$41.21

Note only one amount is a No Spend

Budgeted for this period $550 spent $467.70 under by $82.30

No Spending Days 14 of 28 days

Personal allowance covers confectionery, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

As for Medical and Diabetes Expenses - this is the extra out of pockets amounts that came up over this period just on medicine that is not covered be refund claims.

My credit cards are still paid in full each month, it was $32.00

Strategy - Do remember what you have stored before you go and buy more of the same.

Strategy: - Track your daily spending down to the cent by writing it down daily.

Second Monthly Financial Summery for 2013

April 7th, 2013 at 06:35 am

Itís time that I posted, this Financial Summery as I almost ready to post my third one.

I have updated my Excel so here are the figures for February - March period.

This for period of 28 days each as I looks like I missed one somewhere. As I work on 28 day cycles, my dates may be out to calendar months so here are the figures that will bring it up to date as its every near the end of next 28 day cycle.

Reviewing my monthly daily living allowance

This is my second review for last monthís budget.
These are the categories for this challenge.

Items === Approx. Budget===Spent

Eating out===$35=====$21.55
Groceries===$125=== =$79.78
Non-Food===$15=====$7.96
Clothes ====$35
Grooming===$20=====$22.00
Gas======$20
HH items===$40=======$4.95
Fares== ====$15 ====$4.76
Entrainments== $15
Garden =====$15
Gifts and Donations ==$35
Medical & Diabetes Expenses ===$70====$38.50
Misc ======$10
Personal Allowance =$90 ===$54.15

Note only one amount is a No Spend

Budgeted for this period $550 spent $ 233.65 under by $316.35

No Spending Days 12 of 28 days

Personal allowance covers confectionery, lotto, books, stamps, craft and hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

As for Medical and Diabetes Expenses - this is the extra out of pockets amounts that came up over this period just on medicine that is not covered be refund claims.

Strategy - Do remember what you have stored before you go and buy more of the same.

Strategy: - Track your daily spending down to the cent by writing it down daily.