<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Page: 2
 

Viewing the 'Car & Gas' Category

Car Service VIP Card

December 12th, 2012 at 08:06 am

The other day I got a door to door salesperson drop by here. He was selling Car Service VIP Cards for local garage. As I am in need of a major car service in the New Year past, I thought I buy one as the price was cost of this service only, the deal is I donít pay for labour but I do pay for all parts.

As my car has very low mileage and is now 8 years old. My car hasnít had a major or minor service for almost two years now so itís long overdue for one. I may need most of jobs on offer as there are 2 minor services plus heaps other little jobs that can be done.

The card cost $189 with $1009 man hoursí worth of jobs to be done over next 18 months. I am allowed to have three jobs each time off the VIP card.

It should be interesting to track whether I get good service or not with this deal and how much extras parts will cost etc. I know I may need a new tyre for a start.

Last time I had one of these VIP cards years ago, I stayed with that garage until I sold that car six years ago and got this one.

New Glasses and Christmas Shopping

December 5th, 2012 at 02:35 am

I had a spending spree of sorts today I had to order some new glasses at certain shopping centre as my optical store closed down and the staff move elsewhere. I paid for them via cash and medical benefit refund they cost $179, I will pick them up in the New Year as I am in no hurry for them. I get a new pair each year so I have enough pairs around the house. I handed in 5 old pairs of glasses so they can be recycled for those who canít afford them in poorer counties. Itís a system that optical store do here.

While I was out I posted a Christmas parcel then did my grocery shopping for the things that were on special that I wanted for December. After having Subway sub and coffee I went to find some Christmas ideas and presents for last few on my list. I got a comfort and toiletries gift for one person which I thought I was paying full price for but it was on special as was the other gift that I bought for the other person which was grocery hamper and both of them had 20% off, I was happy about that!

Also I bought tins of biscuits and candy for other gifts as shocking fillers or extra gifts.

I had a very long walk today so my exercise of walking took hours today. Medical research is now telling us Ďwe are sitting too long now these days and this not good for our healthí. Well I walked and stood for over 5 hours around this shopping centre today. I struck at it until I got all on my list finished so I wouldnít have to go again to the shops as the school children finish up this Friday for their annual summer holidays. No parking or very little park in shopping centres after this date or at least none in the shade at 39 degrees C. I was very tried by the time I got back to car to drive home.

I will only shop locally from now on until they go back to school.

Weekend Shopping and School Fete

May 1st, 2012 at 02:41 am

Last weekend outcome, Saturday it was raining here but I still went out as it was compulsory voting, at the polling booths the church had a street stall selling odd & ends and sausage sizzler, one sausage & onions on piece of white bread and sauce $2.00 each, I didnít fall for that one I had eaten but I did buy a large brown handbag that has never been used $10.00.

Then we went down by car to the large fruit shop, my friend bought heaps of stuff. I bought bucket of mandarins, zucchinis, pineapple, pumpkin, cabbage, sweet potatoes, and fennel $12.45 all up then I got 10 chicken schnitzels for $10.00 at the butchers. Cost all up $22.45.


Large Brown Handbag

Come Sunday I had a problem with diabetic glucose machine that my diabetic educator lent me! I had to walk to the chemist to ask about that. New battery was needed so that cost $3.45 more about this in another post.

I did do the Washing before I went for my walk then came home to hang it out and do any hand washing. After morning tea I went the school fete as it had stopped raining. Normally they have Trash & Treasure in the school hall but as this was used for a polling booth the day before they went back to the old area before the new school hall was build. Having found the Trash & Treasure and second hand books area, I looked at these to spend my allotted money. I didnít find anything interesting but saw most of the stuff I had donated was still for sale. So I may had made the right choice of donating it as it would never sold in any garage sale and I had three over time trying too! I had better luck at the bookstall I did find some cookbooks and two novels that I may read in the future.


$9.00 this lot of books

All up spent $44.90 Value of finds about $165

Bills, Bills, and More Bills

March 13th, 2012 at 01:59 am

Money wise this has been an expensive 4 weeks with all the bills and medical expenses that I have laid out. Medical bills were over $1075 less any refunds over time about half that amount. Car and house insurances were paid along with power bill so the bills out goings were around $3500 before anything else but budgeting the way that I do the money is always there. So now I need just stop spending to save a little more to cover the medical costs.

Chain reaction of sorts

December 22nd, 2011 at 01:30 pm

I had to call the roadside assist while out Christmas grocery shopping today.

I opened my door because something was wrong with my foot pedals in the car so I thought. But I had trigged the door lock when got in and didnít know it. This set off the car alarm which I had forgetting how to stop it. Now I was in a pickle with my DF-M 82 year old with me and all her groceries. Lucky that I had my mobile with me so I could phone roadside assist as I have been member for as long I have had my car licence now!

I ask some other ladies in the car park if they knew how to start the car now that had immobilise it and had on full set the lights across the dashboard and one I had never seen before a car with a key on it. Do you know what that one is? I never knew that my car had a car immobiliser and I had it for the last 5 years. The ladies couldnít help but had this problem once before and no men were about either to ask. So it a job for road side assist, the lady on the other end couldnít tell me over the phone how to restart the car as it just wouldnít start. The service man will have to come out in the next 60 minutes.

Lucky we were in the underground car park and not in full sun. I had to get across to my friend that she couldnít sit in the close car while we waited, I donít speak Italian so this took a while in the end she decide get a taxi home instead of waiting with me. As I couldnít stay with the car as I had to go to the meeting point in the car park. I had to fix up getting that taxi as she past calling for one herself, luckily it came quickly and I was able load most her groceries in the taxi and send her on her way. I sat on the taxi rank seats until I saw the mobile roadside assist car at the traffic lights and was able to direct him to my car.

With all the moving of the groceries and opening the door and locking the doors getting my friend to the taxi the car had reset itself and I didnít need him after all. It started when I put the key in the lock again like normal. We had a chat about what happen and what does happen with these car immobiliser at times. All I needed to do was push the button on key ring and unlock the car then relock then unlock and drive away. Simple! I was told never to park under Fluorescent lighting in shopping car park or a power transformer in the street as this can them set it off too!
I got home about 15 minutes after my friend and she was still bringing in her groceries and I gave she the tray of mangoes still in my car.

Well I did have a learning lesson after all today of sort. Just uses that button on the key ring it may save money and time in future. My seventy dollars per year membership was worth it. I try to be as stress free as I can.

You can tell I donít drive it that much!

Strategy - Park your car in a spot that you will get your daily walk done too!

10th Monthly Financial Summery for 2011

October 30th, 2011 at 04:12 am

I am a very late in putting up my monthly, others things did get in the away this time but thatís another story which you have been reading about lately here. I only just updated my Excel so here are the figures for last month.

As I work on 28 day cycles, my dates may be out to a calendar months so here are the figures for my last period.


Itís time to start again on reviewing my monthly daily living allowance.

These are the categories for this challenge.

Items === Approx. Budget===Spent
Eating out===$35.00=====$22.00
Groceries===$135.50 ==== $78.18
Non-Food===$17.00=====$7.72
Clothes ====$35.00=====$105.50
Grooming===$15.00=====$35.00
Gas======$ 25.00=======$8.00
Pets====== $50.00=== ==$63.19
HH items===$42.50=====$40.44
Fares== ====$9.00====$20.00
Entrainments= $12.00
Garden =====$10.00
Gifts & Donations =$35.00===$3.00
Medical =====$15.00======$37.15
Diabetes Expenses====$50
Misc ======$9.00
Personal Allowance =$85.00 ====$58.29

Note only one amount is a no spend
Budgeted for this period $580 spent $478.38 so under budget by $101.62

No Spending days over the 28 days = 7 days in total.

Personal allowance covers confectionery, lotto, books, stamps, craft & hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

As for medical this is the extra out of pockets amounts that came up this month just on medicine
As for my medical visits out of pocket expensive if they are related to Diabetes then I will class them as Diabetes Expenses will come under this new category.
Diabetes Expenses Ė nil

A most will be one off items or once per year expenses. But I need to track these items on my small budget and pension. Each time I pay for some things in this category I will need to cut something in other categories.

My credit cards are still paid in full each month.

Spending on books and papers $38.80 for the month including 4 papers.

I do keep my bill money separated from this summery. This year I will be budgeting around $650 per period month to cover all my bills. This month bills were around $ 378.80 so balance banked this month. This fund does cover all my fixed bills for the year if I can stick to this schedule as I have done for the past ten years or so. On my budget excel modelling chart I can pay the full amount this year.

As for food out, I dined out 4 times this month costing between $5 & $9 a time most were around the $9 mark as I can no longer eat at fast food outlets. That $9.00 meals at casino is still looking the healthiest and best deal in the city for now.

My grocery bill came in under budget for this month.

My clothes and grooming budget was well over this month I bought 4 new bras and only paid for 3 and had a watch battery replaced along a haircut.

Most of my social outing are dining out this is part of my social outings money and spending allowance.
If any changes to my spending habits will need to come out of my daily living allowance categories of my budget as my bill categories are very tight now.

Still need to work on a few categories as you can see but over all I had a good month.

Strategy: - Track your daily spending down to the cent by writing it down daily.

Day Two at the Show - Ekka to the Locals

August 14th, 2011 at 02:25 am

I had the morning at home and waited for my son to drop in. He wife is away with work so we could use both pass on Friday. He arrived at my place 15 minutes after he finished work. Getting dressed we were on our away by 2.30pm arriving to park the car near the showground Carparking was $15.00 so we found street parking for $6.00 for the last four hours on the meters. He waited until 3.00pm so we only had to pay for 4 hours.
Walking over to theEKKA showground we used our pass to get in again. Then walked though Side Show Alley and the Show Bag Pavilion we never bought a thing here. We had afternoon snacks at a Red Rooster stand at least my son did cost him $15.00, I had a fruit drink and mandarin from home.

We went down to government pavilion for my son to look around then went over the Woolworth Pavilion and got some free food samples and two kidís aprons and shopping bags for the junior members of the family as there are different offers each day.

Walked around companies show case pavilion never spent any money there, walk over to the wool pavilion and had a look at the animal nursery the cows and horses then walked over to find something to eat yet again. I had a bottle of water and steak sandwich $10.50 DS had coke & hamburger $11.00.

On the walk up to the grandstands, we drop in at RM Williams stand, I bought T-Shirt for $15.00 but I had a voucher for $10.00 so I was able to use this so only paid $5.00 for the t-shirt in the end.

We went to the memberís grand stand at around 5.30pm and stayed there until 8.30pm when we went home. My son bought some coffee and hot chocolate for both of us. I had my muesli bar that I had with me.

Friday night was the night at they open the show, so we were there for this once. I did take a few pictures, they had some different breeds of cattle & cows on the ground and bullock team while the grand opening parade matched on to the oval. The person opening the show this year was our first lady of the Australia the Governor General Quentin Bryce, I meet her when she was the State Governor for Queensland here in 2006.

Ekka 2010 pictures are back up


Bullock Team


Opening Honour Guard Parade & Cattle



Honour Guard


Opening speech and police horses


Just before blessing of the plough


Also we watched the camp drafting, HiLux Heroes (5 truck team), bike jumping, Monster Truck Mania, Jet Van and then the firework.

Thatís my day trips to the Ekka for this year! Home by 9pm.

Strategy - Have a treat now and then!

Strategy - Park your car in a spot that you will get your daily walk done too!

Mother Day & Car Problems

May 11th, 2011 at 02:44 am

It was Mother Day last Sunday, I went to have dinner with my family at their local Hotel Bistro I didnít mind driving up to their place as I donít spent that much time with them. I got a beautiful leather coin wallet and cookbook on Diabetes that I said I would like to get some day. What I had to eat this time, Chicken Breast & Prawns in a Mustard Sauce with Mashed Potatoes & Sweet Potatoes and water to drink. I got a Senior Card discount off the meal too!

On driving out my car hit a bump and I wondered why! I could fine a cause so I drove up on the freeway to their place went to the Hotel in they car so only had to drive home again on the freeway at 80km all the way home. The car drove as normal so I thought only to have that bump again as I drove into the garage. I had a good look this time and found tat my front tyre was almost flat. As the car just came from a service just a few months before it had to be a nail.

Next morning I rang our car club which I am a member and they charged the tyre and said I will need to get it fixed ASAP. Tomorrow will do fine as I was planning a driving the car then.

After doing what I had planned to do by driving my friend to the bus so she could go on a bus trip with Italian speaking friends. I had two recommendation for a place near sonís place so I drove up there to get the tyre fix as I am looking for a cheaper place to get my car service in the near further.

The tyre cost $25 to fix which is a good price and that price was on they price for that job. As for the next car service which is a big one I will be going there too I think! I was quoted around $1500 at the car dealership which has a car service department as well! Without all that overhead I was quoted around $650 for the same job. Thatís an awful lot of money and I have just six month left on parts replacement warranty which I donít think I will use. As the timing belt is due to the age of the car has to be replaced this time. My style of driving requires me to have things fix on timing scale not on mileage.

Strategy - Try to drink water with your meals when you are dinning out and if you on a special diet try to stick to it as best you can.

Strategy - Donít believe all the sale talk, do your own leg work.

4th monthly financial summery for 2011

April 30th, 2011 at 02:06 pm

As I work on 28 day cycles, my dates may be out to a calendar months so here are the figures for my last period.

Itís time to start again on reviewing my monthly daily living allowance.

These are the categories for this challenge.
Items === Approx Budget===Spent
Eating out===$35.00=====$73.45
Groceries===$135.50 ==== $230.61
Non-Food===$17.00
Clothes ====$35.00======$8.45
Grooming===$15.00
Gas======$25.00=======$29.60
Pets====== $50.00=== ==$82.56
HH items===$42.50=====$158.98
Fares== ====$9.00 =====$20.00
Entrainments= $12.00
Garden =====$10.00====$28.56
Gifts & Donations =$35.00
Medical =====$15.00======$44.50
Diabetes Expenses====$50===$43.47
Misc ======$9.00
Personal Allowance =$85.00 ====$51.04
Note only one amount is no spend

Budgeted for this period $580 spent $811.27
No Spending days over the 28 days = 11 days in total.

Personal allowance covers confectionery, lotto, books, stamps, craft & hobby supplies.

Eating out including meals out with family and friends, we all go Dutch.

As for medical this is the extra out of pockets amounts that came up this month, bought a Medicine and vitamins tablets.

As for my medical visits out of pocket expensive if they are related to Diabetes then I will class them as Diabetes Expenses will come under this new category.

Diabetes Expenses Ė Books $43.47
A most will be one off items or once per year expenses. But I need to track these items on my small budget and pension. Each time I pay for some thing in this category I will need to cut something in other categories.

My credit cards are still paid in full each month.

I do keep my bill money separated from this summery. This year I will be budgeting around $650 per period month to cover all my bills. This month bills were around $1125 so no balance this month. These funds do cover all my fixed bills for the year if I can stick to this schedule as I have done for the past ten years or so. This budget will be tight but just doable. On my budget excel modelling chart I can pay the full amount this year.

My food went up this month because I am stockpiling items that I will use over the winter months hopefully my food amounts will start to get back to a normal range but may be a little higher as I need to change to some more expensive range in a few things like bread is now $5.00 per loaf instead of $1.49 per loaf, and I need to buy more nuts and seeds as well special grains.

As for food out, I dined out a 7 times this month costing between $4 & $18 a time most were around the $10 mark as I can no longer eat at fast food outlets. That $9.00 meals at casino is looking the healthiest and best deal in the city for now.

Another large category is for the household section that was a once off purchase of Gerni (water pressure machine) costing $149.00. This was a need as with all the wet weather we are having slimy paths and steps are becoming an issue.

If any changes to my spending habits will need to come out of my daily living allowance categories of my budget as my bill categories are very tight now. Still need to work on a few categories as you can see but over all I had a good month.

No Savings for this month over by $ 251.27 on budget for amount. This equals the cost of the Gerni and extra I laid out in food stuff this month in stockpiling both for my own and pets.

Strategy: - Track your daily spending down to the cent by writing it down daily.