It’s time to start again on reviewing my monthly daily living allowance.
I have been spending a little more on some books and cookware over the past few months than I really should on my monthly allowance but it’s spent now so I will to have work around that and make up for it over time. I am still just under my budgeted allowance so I am on track.
These are the categories for this challenge.
Items === Approx Budget===Spent
Eating out===$35.00=====$42.05
Groceries===$135.50==== $109.77
Non-Food===$17.00=====$4.29
Clothes ====$35.00=====$69.95
Grooming===$15.00
Gas======$25.00
Pets====== $50.00=== ==$7.47
HH items===$42.50======$117.39
Fares== ====$9.00 =====$20.00
Entrainments= $12.00
Garden=====$10.00=====$19.96
Gifts & Donations=$35.00=== $36.00
Medical=====$15.00
Misc======$9.00
Personal Allowance=$85.00 ==$75.39
Note only one amount is no spend
Budgeted for this period $530 spent $502.27
No Spending days over the 28 days = 14 days in total.
I have to still line up some painters for quotes the outside of my house over the next year this should be my major expense if all goes to normal here. I think I just like having the money in the bank and not spending it. I do know that it will make me save a lot more when I do spend it as I don’t like not having money in the bank as safety blanket for me.
As for banking in the past month I have saved over $200 in cash so you still can save money on a pension but need to make choices on where you spend your money. As for saving money on things I will save that for another blog.
Financial summery of the past month
August 28th, 2010 at 08:53 pm
August 29th, 2010 at 09:44 pm 1283118299
I am in the U.S. and we use book and dvd swapping websites (such as paperbackswap, bookmooch, and swapadvd) for this same purpose.
August 30th, 2010 at 09:19 am 1283159989
I am going though my fiction collection and getting rid of some Mills and Boons paperbacks that I haven’t read for awhile now! That will cull about 500 books out of storage.
October 13th, 2010 at 02:13 am 1286935998
I just found your blog and am enjoying it. I'm heading into retirement and will be on a fixed income soon and have found your blog inspiring.
October 13th, 2010 at 02:15 am 1286936100
October 13th, 2010 at 09:14 pm 1287004485
I have been reading your writings for years, which has inspired me to read more on the topics raised at time. As hoarder of information and collector of Frugal & Cook Books. I just need to find a book in my own library on any topic or look on the net.
It's nearly time to do another monthly summary soon.
October 14th, 2010 at 01:59 pm 1287064784