I had a full schedule this morning with going the doctor for results on my blood test that I had last Friday. All is OK on that front. I had to catch the bus early this morning.

After I went to the bank so that I could pay half my car bill off my visa card so $350 off that bill and the same next month. Then I will pay no interest on the credit card at all. I am within the interest free time limit. The other amount is my debit bills on that CC. You may ask ‘Why do I still have Credit cards?’ Well it’s so that I can use them at time like this and carry no cash on me. I can’t close these cards and get new ones, as I am no longer in the workforce my income amount doesn’t allow me to reapply for any, if I do.

I went to lunch with ex-work friend at our usual restaurant, as it’s school holidays we had two of grandkids with us today. I saved $2.79 on my meal today. I only other item I bought today nail files at $2 store. I paid $2.00 for 4 metal nail files, the same nail files cost $4.95 each at the department store so saving $18.00 here.

BREAKFAST Muesli & Milk Coffee
LUNCH lunch out *
DINNER Omelette with Cheese Yogurt & LSA Coffee 40

Today’s Full price Tally $387.63
Today’s Savings - $ 20.79
2006 Total $-t-r-e-t-c-h Savings Tally $6439.50

October / November Goals & Planning Ahead
~ Have my credit card at Zero balance by end of the each month.
~ Come under budget.
~ Deposit into the online account.
~ Pay All Due Bills on pension days.
~ Chiro visit (one every 4 weeks)
~ Known outings to budget for in October / November -lunch out 3, dinner 1
~ Live off my Bulk Food Assets (on going)
~ Make up another eight meals OAMC. Out of Bulk Food Assets.
~ Gardening Mowing & repotting all pot plants using water saving techniques.
~ Cleaning and painting garage before the tank is installed.
~ Downsizing storage and clean these areas (zones 1 & 3)

Review of the last two months.

August / September Goals & Planning Ahead

~ Have my credit card at Zero balance by end of the each month. (½ paid other ½ within %Free)
~ Come under budget. (But for Car it’s to come out of Bill A/C.)
~ Deposit into the online account. done
~ Lodge my tax claim before middle of August - done & Chq. Bank
~ Pay All Due Bills on pension days. - done
~ Have my car service and rust proofing installed ($600.00 plus service.) done
~ Chiro visit (one every 4 weeks) Done
~ Doctor Visit & 2 Hearing visits for August & September (done see blog)
~ Known outings too budget for in August / September (Trip to the Annual Show, Lunch 3, Dinners 2.) done
~ Live off my Bulk Food Assets (on going)
~ Make up another eight meals OAMC. Done Out of Bulk Food Assets. done
~ Downsizing storage and clean these areas (zones 4 & 5 ) done

This morning the man came to measure and check if I could put in a water tank. He said yes, his firm could get a tank over the garage roof no problem at all! So I am getting one installed a 3000 litre size with best pump, road base and all work done by them too! I didn’t get another quote as I have seen they work before and all paper the work has come thorough, which is the most important part of getting the water tank as the REBATES are almost the full cost of the tanks. Mine will set me back six months of NO interest and $40.00 out of my own pocket when finished. The waiting time is around 12-14 weeks so it will be around January before anything happens with this project. I will factor in costs and saving when I hand over the cheque.

BREAKFAST Muesli & Milk Coffee
LUNCH Macaroni & Cheese Apple Coffee
DINNER Devilled Sausages with Garlic Focaccia Bread

I went to get my hair cut today, the price has gone up again by dollar each time that I go, or so it seams. Saving $9.00 on city prices. I dyed my own hair too! Saving $25.00

Went to the local supermarket while I was out bought a few things. Bought more 2nd books saving $22.00 on these.

BREAKFAST Muesli & Milk Coffee
LUNCH Crackers with Cream Cheese & Herbs Fruit Coffee
DINNER Fillet Steak, Egg, Onion & Tomato Coffee

Today’s Full price Tally $81.90
Today’s Savings - $ 56.00
2006 Total $-t-r-e-t-c-h Savings Tally $6418.71

Today was my ironing catch up day. I iron for pin money and all those business shirts arrived yesterday to be ironed. So it was an ironing day, as my next lot of ironing of my own ironing would be need to be done too! I make it a rule that I can never go more than two wash days without ironing before the next one. If I do then I would need more clothes. I take only 45 minutes to iron with my ironing press so it’s not a problem to do! I much refer to be on the computer. Within 2½ hours I had all the ironing done for both household.

BREAKFAST Muesli & Milk Coffee
LUNCH Grilled Cheese on Toast Apple Coffee
DINNER BBQ Soy Beef with Vegetables & Rice Green Tea Orange